FIA Hypothetical Returns

The hypothetical return is based on the number of calculated issue dates since 1/1/1950 or the inception date of the underlying index. Funds were equally distributed among the existing accounts excluding the fixed account if available.

Top performers over thousands of issue dates
for the period 1/1/1950 to 1/31/2021

5-Year Surrender Period

Product	Issue Dates	1-Year	3-Year	5 Year
Reliance Standard Life Keystone 5 Index Annuity	(17,460)	2.36	2.56	2.61
Protective Life Protective Indexed Annuity II 5	( 141)	2.35	1.89	2.05
The Standard Index Select Annuity 5	(6,064)	1.85	1.84	1.84

6-Year Surrender Period

Product	Issue Dates	1-Year	3-Year	5-Year	6 Year
Lincoln Financial Group Lincoln New Directions 6	(7,370)	1.39	2.50	2.74	3.09

7-Year Surrender Period

Product	Issue Dates	1-Year	3-Year	5-Year	7 Year
National Western Life NWL IMPACT 7	(14,915)	3.23	4.01	4.19	4.29
American General Life Insurance Company Power 7 Protector Plus Income	(9,628)	3.03	3.92	4.08	4.01
American General Life Insurance Company Power Index Plus Income (LIP)	(9,460)	2.95	3.72	3.90	3.90

8-Year Surrender Period

Product	Issue Dates	1-Year	3-Year	5-Year	7-Year	8 Year
Lincoln Financial Group Lincoln New Directions 8	(7,368)	1.54	2.74	3.01	3.13	3.42
Midland National Life Endeavor 8	(26,432)	3.18	3.15	3.19	3.19	3.22
North American Company Performance Choice 8	(26,353)	2.85	2.82	2.85	2.86	2.89

9-Year Surrender Period

Product	Issue Dates	1-Year	3-Year	5-Year	7-Year	9 Year
National Western Life NWL Ultra Value	(11,055)	3.36	3.93	4.07	4.09	4.11
Americo Ultimate One Index 9	(4,425)	3.14	3.41	3.42	3.30	3.21
National Western Life NWL Ultra Future - State Variation	(9,318)	2.55	3.00	3.08	3.08	3.06

10-Year Surrender Period

Product	Issue Dates	1-Year	3-Year	5-Year	7-Year	10 Year
EquiTrust Life Insurance Company Market Value Index	(22,099)	3.10	3.92	4.25	4.37	4.59
American General Life Insurance Company AG Choice Index 10	(1,140)	3.68	4.48	4.80	4.45	4.22
National Western Life NWL IMPACT 10	(14,928)	2.92	3.53	3.73	3.81	3.91

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AEGON/Transamerica Life
Secure Retirement Index Annuity 10 Secure Retirement Index Annuity 5 Secure Retirement Index Annuity 8 Transamerica Secure Retirement Index II (10 Year) Transamerica Secure Retirement Index II (5 Year) Transamerica Secure Retirement Index II (8 Year)
Allianz Life Insurance Company of North America
Allianz 222 Annuity Allianz 360 Annuity Allianz Accumulation Advantage Allianz Benefit Control Allianz Core Income 7 Annuity Allianz Essential Income 7 Retirement Foundation ADV
American Equity Investment Life Insurance Company
AssetShield 10 AssetShield 10 ID AssetShield 10 with PRR FEE AssetShield 5 AssetShield 5 CA AssetShield 5 ID AssetShield 5 with PRR FEE AssetShield 7 AssetShield 7 CA AssetShield 7 ID AssetShield 7 with PRR FEE AssetShield 9 CA Bonus Gold (Index 1-07) California IncomeShield 7 California IncomeShield 9 California IncomeShield 9 w/ LIBR Destinations 10 Destinations 9 (CA) IncomeShield 10 IncomeShield 10 w/ LIBR IncomeShield 7 Retirement Gold (Index 02-09) Retirement Gold (INDEX-4-10-FL.3)
American General Life Insurance Company
AG Choice Index 10 AG Choice Index 10 (LIP) AG Choice Index 10 (LIPM) AIG X5 Advantage Power 10 Protector Power 10 Protector Plus Income Power 5 Protector Power 7 Protector Power 7 Protector Plus Income Power Index 5 Plus Power Index 5 Plus BBT Power Index Advisory Power Index Advisory (LIM) Power Index Advisory (LIPMF) Power Index Plus Power Index Plus BBT Power Index Plus Income (LIP) Power Index Plus Income (LIP) BBT Power Index Plus Income (LIPM) Power Index Plus Income (LIPM) BBT Power Index Preferred Power Index Preferred Plus Income Power Index Preferred Plus Income Multiplier Power Index Premier w/LIP Power Select Builder Power Select Builder 8 Power Select Plus Income Power Select Plus Income with Multiplier®
American Life
American Select American Select Bonus American Select Bonus Plus FEE
American National Insurance Company
Strategy Indexed Annuity PLUS 10 Strategy Indexed Annuity PLUS 7
American National Life Insurance Company of NY
Strategy Indexed Annuity PLUS 10 Strategy Indexed Annuity PLUS 7
Americo
Ultimate One Index 7 Ultimate One Index 9 Ultimate One Index 9 Bonus (411)
Americo (Legacy)
ClassicMark 10 ClassicMark 10 Plus FutureMark 10 FEE LibertyMark 10 FEE LibertyMark 10 Plus FEE LibertyMark 7 FEE LibertyMark 7 Plus FEE LibertyMark SE 10 FEE LibertyMark SE 10 Plus FEE LibertyMark SE 7 FEE LibertyMark SE 7 Plus FEE
Ameritas (Legacy)
FlexMark Select FlexMark Select LT FlexMark Select LT Plus FlexMark Select Plus IncomeMark Select
Athene Annuity & Life (Annexus)
Athene Velocity BCA 10 2.0 BCA 12 2.0 BCA 6 2.0 BCA 8 2.0
Athene IA
Agility 10 Agility 7 Ascent Accumulator 10 Ascent Accumulator 5 Ascent Accumulator 7 Ascent Pro 10 Ascent Pro 10 Bonus Ascent Pro 10 Bonus (FL) Ascent Pro 10 Bonus (State Variations) Ascent Pro 7 Athene Performance Elite 10 Plus^sm FEE Athene Performance Elite 7 Plus^sm FEE Athene Performance Elite® 10 FEE Athene Performance Elite® 15 FEE Athene Performance Elite® 15 Plus FEE Athene Performance Elite® 7 FEE Athene Protector 5 ROP for FEE Athene Protector 7 ROP for FEE
Atlantic Coast Life
Accumulation Protector Plus Accumulation Protector Plus with Rate Enhancement Rider Guaranteed Income Annuity 10 Accumulation Benefit Rider Guaranteed Income Annuity 10 GLWB Guaranteed Income Annuity 10 Legacy Benefit Rider Income Navigator Annuity Income Navigator Annuity GLWB Retirement Plus Multiplier 10 Retirement Plus Multiplier 10 Buy-up Rider FEE Retirement Plus Multiplier 5 Retirement Plus Multiplier 5 Buy-up Rider FEE Retirement Plus Multiplier 7 Retirement Plus Multiplier 7 Buy-up Rider FEE Safe Anchor FEE FOR WAIVERS Safe Anchor FL FEE FOR WAIVERS
Brighthouse Life Insurance Company
SecureAdvantage
Delaware Life
Retirement Chapters 10 Retirement Stages 7 ROP for FEE Target Growth 10 Target Income 10
Eagle Life
Advisory 8 Advisory 8 MVA Eagle Select 10 Eagle Select 10 with MVA Eagle Select 6 Eagle Select 6 Perspective Eagle Select 6 with MVA Eagle Select 6 with MVA Perspective Eagle Select 8 Eagle Select 8 Perspective Eagle Select 8 with MVA Eagle Select 8 with MVA Perspective Eagle Select Focus 5 Eagle Select Focus 5 Perspective Eagle Select Focus 5 with MVA Eagle Select Focus 5 with MVA Perspective Eagle Select Focus 7 Eagle Select Focus 7 Perspective Eagle Select Focus 7 with MVA Eagle Select Focus 7 with MVA Perspective Eagle Select Income Focus Eagle Select Income Focus Perspective
EquiTrust Life Insurance Company
Market Power Bonus Index Market Power Bonus Index IBR Market Ten Bonus Index Market Ten Bonus Index IBR Market Value Index Market Value Index IBR MarketSeven Index MarketSeven Index IBR
Fidelity & Guaranty Life
FG Accelerator Plus 10 FG Accelerator Plus 10 w/Fee FG Accelerator Plus 14 FG Accelerator Plus 14 w/Fee FG AccumulatorPlus 10 FG AccumulatorPlus 10 (State Variation) FG AccumulatorPlus 10 w/Fee FG AccumulatorPlus 7 FG AccumulatorPlus 7 w/Fee FG Index-Choice 10 FG Power Accumulator 10 FG Power Accumulator 7 FG Retirement Pro (Rates Only Apply To IAV) FG SecureBuilder 5 FG SecureBuilder 7 FG SecureIncome 7 Flex Accumulator Flex Accumulator w/Fee Performance Pro with GMWB Prosperity Elite 10 Enhancement Prosperity Elite 10 Protection Prosperity Elite 14 Enhancement Prosperity Elite 14 Protection Prosperity Elite 7 Enhancement Prosperity Elite 7 Protection Safe Income Plus
Fidelity & Guaranty Life Insurance Company of New York
FGNY Index-Choice 10
Global Atlantic Financial Group
Choice Accumulation II 10 Choice Accumulation II 5 Choice Accumulation II 7 Choice Income II 10 with Guaranteed Income Builder Choice Income II 10 with Income Multiplier Benefit Choice Income II 7 with Guaranteed Income Builder Choice Income II 7 with Income Multiplier Benefit ForeAccumulation II 10 ForeAccumulation II 5 ForeAccumulation II 7 ForeAccumulation II Advisory ForeIncome II 10 With Guaranteed Income Builder ForeIncome II 10 With Income Multiplier Benefit ForeIncome II 5 With Guaranteed Income Builder ForeIncome II 5 With Income Multiplier Benefit ForeIncome II 7 With Guaranteed Income Builder ForeIncome II 7 With Income Multiplier Benefit ForeIncome II Advisory with Guaranteed Income Builder ForeIncome II Advisory with Income Multiplier Benefit Income 150+ SE
Great American Life Insurance Company
American Landmark 3 American Landmark 3 Non-MVA American Landmark 5 American Landmark 5 Non-MVA American Landmark 5 PLUS American Landmark 5 PLUS Non-MVA American Legend 7 American Legend 7 Non-MVA American Legend 7 PLUS American Legend 7 PLUS Non-MVA American Legend III Assurance Select 3 Plus Assurance Select 3 Plus Non-MVA AssuranceSelect 5 AssuranceSelect 5 Plus AssuranceSelect 5 Plus (No MVA) AssuranceSelect 7 Plus AssuranceSelect 7 Plus (No MVA) AssuranceSelect 7® Index Protector 4 Non MVA Index Protector 5 Index Protector 7 Index Protector 7 Non MVA Premier Income Bonus Premier Income Bonus Non MVA Safe Return
Guaranty Income Life
Guaranty Growth Plus WealthChoice 10 WealthChoice 10 PREMIUM BONUS WealthChoice 5 WealthChoice 7
Guggenheim Life and Annuity Company
Highlander Highlander 7 TriVysta ViStar
Integrity Life Insurance Company
Integrity Indextra 5 Integrity Indextra 5 - Two Integrity Indextra^TM 10 Integrity Indextra^TM 10 - Two Integrity Indextra^TM 7 Integrity Indextra^TM7 - Two
Jackson National Life
MarketProtector 5 MarketProtector 7 MarketProtector Advisory 5 MarketProtector Advisory 7
Lincoln Financial Group
Lincoln Core Capital Lincoln Covered Choice 5 Lincoln Covered Choice 5 Advisory Lincoln Covered Choice® 5 II Lincoln Covered Choice® 5 II Advsory Lincoln FlexAdvantage 5 Lincoln FlexAdvantage 5 CA Lincoln FlexAdvantage 7 Lincoln FlexAdvantage 7 CA Lincoln Impact Advantage 10 Lincoln Impact Advantage 10 CA Lincoln Impact Advantage 7 Lincoln Impact Advantage 7 CA Lincoln New Directions 6 Lincoln New Directions 8 Lincoln OptiBlend 10 Lincoln OptiBlend 10 CA Lincoln OptiBlend 5 Lincoln OptiBlend 5 CA Lincoln OptiBlend 7 Lincoln OptiBlend 7 CA
Lincoln Life & Annuity Company of New York
Lincoln OptiChoice NY 5 Lincoln OptiChoice NY 7 Lincoln OptiChoice NY 9
Mass Mutual
Index Horizons (GLWB) Index Horizons (Without GLWB)
Midland National Life
Endeavor 8 Endeavor 8 Plus IncomeVantage Pro Index Builder 10 Index Builder 10 State Variations Index Builder 14 MNL Income Planning Annuity RetireVantage 10 RetireVantage 10 OABR RetireVantage 14 RetireVantage 14 OABR Summit Discovery 7 Fixed Indexed Annuity Summit Edge 10 Fixed Indexed Annuity Summit Edge 5 Fixed Indexed Annuity Summit Edge 7 Fixed Indexed Annuity Summit Edge II 10 Summit Edge II 5 Summit Edge II 7 Summit Navigate 5 Summit Navigate 7
Midland National Life (Sammons Retirement Solutions)
LiveWell® Preferred 10 LiveWell® Preferred 5 LiveWell® Preferred 7 LiveWell® Preferred 8
Nassau Life and Annuity Company
Nassau Growth Annuity 10 Group A Nassau Growth Annuity 10 Group A with Income Nassau Growth Annuity 10 Group B Nassau Growth Annuity 10 Group B with Income Nassau Growth Annuity 7 Nassau Personal Income Annuity Group A Nassau Personal Income Annuity Group B Nassau Personal Income Annuity Group C Nassau Personal Protection Choice^SM Group A Nassau Personal Protection Choice^SM Group B Nassau Personal Protection Choice^SM Group C Nassau Personal Retirement Choice with Income Group A Nassau Personal Retirement Choice with Income Group B Nassau Personal Retirement Choice with Income Group C Nassau Personal Retirement Choice^SM Group A Nassau Personal Retirement Choice^SM Group B Nassau Personal Retirement Choice^SM Group C
National Western Life
Choice Optimizer 5 Choice Optimizer 7 NWL Core Dynamic NWL IMPACT 10 NWL IMPACT 7 NWL IMPACT 7S NWL Pro Dynamic NWL Ultra Classic NWL Ultra Future NWL Ultra Future - State Variation NWL Ultra Value
Nationwide Life Insurance Company
Nationwide Peak 10 Nationwide Peak 10 Compact Nationwide Peak 5 Nationwide Peak 5 MVA Nationwide Peak 7 Nationwide Peak 7 MVA Nationwide Summit Nationwide Summit MVA New Heights 10 New Heights 10 AK,CT,IA,MN,MO,MS,NJ,NV,OH,OK,OR,PA,SC,TX,UT,WA New Heights 12 New Heights 9 New Heights 9 AK,CT,IA,MN,MO,MS,NJ,NV,OH,OK,OR,PA,SC,TX,UT,WA
North American Company
BenefitSolutions 10 Charter Plus 10 Charter Plus 10 (State Variations) Charter Plus 14 IncomeChoice 10 NAC VersaChoice 10 NAC VersaChoice 10 (ELB) Performance Choice 8 PrimePath 10 Pro PrimePath 12 PrimePath 12 Pro PrimePath 9
Oceanview Life and Annuity
Harbourview FIA 10 Harbourview FIA 3 Harbourview FIA 5 Harbourview FIA 7
Oxford Life Insurance Company
Royal Select Select 10 Select 3 Select 5 Select 7 Silver Select
Pacific Life Insurance Company
Pacific Index Advisory 5 Pacific Index Advisory 7 Pacific Index Dimensions 10 Year Pacific Index Dimensions 10 Year MVA Pacific Index Dimensions 7 Year Pacific Index Dimensions 7 Year MVA Pacific Index Edge 10 Pacific Index Edge 5 Pacific Index Edge 7 Pacific Index Foundation 10 Pacific Index Foundation 5 Pacific Index Foundation 7
Principal Financial Group
Secure Choice 4 Secure Choice 5 Secure Choice 6 Secure Choice 7
Protective Life
Asset Builder 10 Asset Builder 5 Asset Builder 6 Asset Builder 7 Asset Builder 8 Asset Builder 9 Asset Builder II 10 No ROP Asset Builder II 5 Asset Builder II 5 No ROP Asset Builder II 7 Asset Builder II 7 No ROP Protective Guaranteed Income Indexed Annuity Protective Income Builder Protective Income Builder CA Protective Indexed Annuity II 10 Protective Indexed Annuity II 10 with ROP Protective Indexed Annuity II 5 Protective Indexed Annuity II 5 with ROP Protective Indexed Annuity II 7 Protective Indexed Annuity II 7 with ROP
Protective Life And Annuity (NY)
Protective Indexed Annuity 10 NY Protective Indexed Annuity 10 with ROP NY Protective Indexed Annuity 5 NY Protective Indexed Annuity 5 with ROP NY Protective Indexed Annuity 7 NY Protective Indexed Annuity 7 with ROP NY
Prudential Annuities Life Assurance Corporation
Prudential Surepath 10 Prudential Surepath 7 Prudential Surepath^SM Income PruSecure 5 PruSecure 7 PruSecure Advisor 5 PruSecure Advisor 7
Reliance Standard Life
Keystone 10 Index Annuity Keystone 5 Index Annuity Keystone 7 Index Annuity
S.USA Life Insurance Company, Inc.
Safe Solution 5 Safe Solution 5 MVA Safe Solution 7 Safe Solution 7 MVA Safe Solution 9 Safe Solution 9 MVA
SBLI USA
Safe Solution 5 Safe Solution 7
Securian Financial
SecureLink Chronic Illness Access SecureLink Future 10 SecureLink Future 7 SecureLink Future 9 SecureLink Ultra 5 SecureLink Ultra 5 CA SecureLink Ultra 7 SecureLink Ultra 7 CA
Security Benefit Life
Foundations 5 Foundations 7 Strategic Growth Annuity Strategic Growth Annuity Plus Total Value Annuity
Sentinel Security Life Insurance Company
Accumulation Protector Plus Accumulation Protector Plus with Rate Enhancement Rider Guaranteed Income Annuity 10 Accumulation Benefit Rider Guaranteed Income Annuity 10 GLWB Guaranteed Income Annuity 10 Legacy Benefit Rider Personal Choice Plus+ (86-90) FEE Personal Choice Plus+ (CA, FL) FEE FOR WAIVERS Personal Choice Plus+ FEE FOR WAIVERS Retirement Plus Multiplier 10 Retirement Plus Multiplier 10 Buy-up Rider FEE Retirement Plus Multiplier 5 Retirement Plus Multiplier 5 Buy-up Rider FEE Retirement Plus Multiplier 7 Retirement Plus Multiplier 7 Buy-up Rider FEE Summit Bonus Index
SILAC
Denali 10 Denali 10 (DE, ID, MA, MO, NV, SC, TX) Denali 14 Denali 7 Denali 7 (DE, ID, MA, MO, NV, SC, TX) Denali Bonus 10 Denali Bonus 10 (DE, ID, MA, MO, NV, SC, TX) Denali Bonus 14 Denali Bonus 7 Denali Bonus 7 (DE, ID, MA, MO, NV, SC, TX) Teton 10 Teton 10* Teton 14 Teton 7 Teton 7 CA Teton 7* Teton Bonus 10 Teton Bonus 10 CA Teton Bonus 10* Teton Bonus 14 Teton Bonus 7 Teton Bonus 7 CA Teton Bonus 7*
Symetra Life Insurance Company
Symetra Advisory Edge 5 Symetra Advisory Edge 7 Symetra Advisory Income Edge 7 Symetra Edge Elite 5 Symetra Edge Elite 7 Symetra Edge Frontier 5 Symetra Edge Frontier 7 Symetra Edge GPS 5 Plus Symetra Edge GPS 7 Plus Symetra Edge GPS^SM 5 Symetra Edge GPS^SM 7 Symetra Edge Plus 5 Symetra Edge Plus 5 (ASH) Symetra Edge Plus 5 (FIG) Symetra Edge Plus 7 Symetra Edge Plus 7 (ASH) Symetra Edge Plus 7 (FIG) Symetra Edge Pro 5 Symetra Edge Pro 7 Symetra Income Edge Symetra Income Edge (ASH) Symetra Income Edge (FIG) Symetra Income Edge (PNC) Symetra Prestige Symetra Stride
The Standard
BB&T Index Select Annuity 5 BB&T Index Select Annuity 7 BB&T Index Select Annuity 8 CBSI Index Select Annuity 5 CBSI Index Select Annuity 7 FC Index Select Annuity 5 FC Index Select Annuity 7 HSIA 10 HSIA 6 HSIA 8 Index Select Annuity 10 Index Select Annuity 10 (Blue Series) Index Select Annuity 5 Index Select Annuity 5 (Blue Series) Index Select Annuity 7 Index Select Annuity 7 (Blue Series) RJ Index Select Annuity 10 RJ Index Select Annuity 5 RJ Index Select Annuity 7 TD Index Select Annuity 5 TD Index Select Annuity 7
United Life Insurance Company
WealthChoice 10 WealthChoice 10 PREMIUM BONUS WealthChoice 5 WealthChoice 7
United States Life Insurance Co. (NY)
Power Index 7 No ROP Power Index 7 ROP Power Index Premier NY Power Index Premier NY with Income Builder
VALIC
Power Index Elite (No GLB) Power Index Elite (with GLB) Power Index Elite (with GLB) LIPM
Western United Life
New Horizon 10 New Horizon 7 New Horizon Plus 7 New Horizon Plus 10

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