FIA Hypothetical Returns

The hypothetical return is based on the number of calculated issue dates since 1/1/1950 or the inception date of the underlying index. Funds were equally distributed among the existing accounts excluding the fixed account if available.

Top performers over thousands of issue dates
for the period 1/1/1950 to 11/30/2020

5-Year Surrender Period

Product Issue
Dates
1-Year 3-Year 5 Year
Reliance Standard Life
Keystone 5 Index Annuity
(17,460) 2.36 2.56 2.61
Protective Life
Protective Indexed Annuity II 5
( 141) 2.35 1.89 2.05
The Standard
Index Select Annuity 5
(6,064) 1.85 1.84 1.84


6-Year Surrender Period

Product Issue
Dates
1-Year 3-Year 5-Year 6 Year
Lincoln Financial Group
Lincoln New Directions 6
(7,370) 1.39 2.50 2.74 3.09


7-Year Surrender Period

Product Issue
Dates
1-Year 3-Year 5-Year 7 Year
National Western Life
NWL IMPACT 7
(14,915) 3.23 4.01 4.19 4.29
American General Life Insurance Company
Power 7 Protector Plus Income
(9,628) 3.03 3.92 4.08 4.01
American General Life Insurance Company
Power Index Plus Income (LIP)
(9,460) 2.95 3.72 3.90 3.90


8-Year Surrender Period

Product Issue
Dates
1-Year 3-Year 5-Year 7-Year 8 Year
Lincoln Financial Group
Lincoln New Directions 8
(7,368) 1.54 2.74 3.01 3.13 3.42
Midland National Life
Endeavor 8
(26,432) 3.18 3.15 3.19 3.19 3.22
North American Company
Performance Choice 8
(26,353) 2.85 2.82 2.85 2.86 2.89


9-Year Surrender Period

Product Issue
Dates
1-Year 3-Year 5-Year 7-Year 9 Year
National Western Life
NWL Ultra Value
(11,055) 3.36 3.93 4.07 4.09 4.11
Americo
Ultimate One Index 9
(4,425) 3.14 3.41 3.42 3.30 3.21
National Western Life
NWL Ultra Future - State Variation
(9,318) 2.55 3.00 3.08 3.08 3.06


10-Year Surrender Period

Product Issue
Dates
1-Year 3-Year 5-Year 7-Year 10 Year
EquiTrust Life Insurance Company
Market Value Index
(22,099) 3.10 3.92 4.25 4.37 4.59
American General Life Insurance Company
AG Choice Index 10
(1,140) 3.68 4.48 4.80 4.45 4.22
National Western Life
NWL IMPACT 10
(14,928) 2.92 3.53 3.73 3.81 3.91




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AEGON/Transamerica Life
Secure Retirement Index Annuity 10
Secure Retirement Index Annuity 5
Secure Retirement Index Annuity 8
Transamerica Secure Retirement Index II (10 Year)
Transamerica Secure Retirement Index II (5 Year)
Transamerica Secure Retirement Index II (8 Year)
Allianz Life Insurance Company of North America
Allianz 222 Annuity
Allianz 360 Annuity
Allianz Accumulation Advantage
Allianz Benefit Control
Allianz Core Income 7 Annuity
Allianz Essential Income 7
Legacy Planner
Legacy Plus
Retirement Foundation ADV
American Equity Investment Life Insurance Company
AssetShield 10
AssetShield 5
AssetShield 5 CA
AssetShield 7
AssetShield 7 CA
AssetShield 9 CA
Bonus Gold (Index 1-07)
California IncomeShield 7
California IncomeShield 9
California IncomeShield 9 w/ LIBR
Destinations 10
Destinations 9 (CA)
IncomeShield 10
IncomeShield 10 w/ LIBR
IncomeShield 7
Retirement Gold (Index 02-09)
Retirement Gold (INDEX-4-10-FL.3)
American General Life Insurance Company
AG Choice Index 10
AG Choice Index 10 (LIP)
AG Choice Index 10 (LIPM)
AIG X5 Advantage
Power 10 Protector
Power 10 Protector Plus Income
Power 5 Protector
Power 7 Protector
Power 7 Protector Plus Income
Power Index 5 Plus
Power Index Advisory
Power Index Advisory (LIM)
Power Index Advisory (LIPMF)
Power Index Plus
Power Index Plus Income (LIP)
Power Index Plus Income (LIPM)
Power Index Preferred
Power Index Preferred Plus Income
Power Index Preferred Plus Income Multiplier
Power Index Premier w/LIP
Power Select Builder
Power Select Builder 8
Power Select Plus Income
Power Select Plus Income with Multiplier®
American Life
American Select
American Select Bonus
American Select Bonus Plus *FEE*
American National Insurance Company
Strategy Indexed Annuity PLUS 10
Strategy Indexed Annuity PLUS 7
American National Life Insurance Company of NY
Strategy Indexed Annuity PLUS 10
Strategy Indexed Annuity PLUS 7
Americo
Ultimate One Index 7
Ultimate One Index 9
Ultimate One Index 9 Bonus (411)
Americo (Legacy)
ClassicMark 10
ClassicMark 10 Plus
FutureMark 10 *FEE*
LibertyMark 10 *FEE*
LibertyMark 10 Plus *FEE*
LibertyMark 7 *FEE*
LibertyMark 7 Plus *FEE*
LibertyMark SE 10 *FEE*
LibertyMark SE 10 Plus *FEE*
LibertyMark SE 7 *FEE*
LibertyMark SE 7 Plus *FEE*
Ameritas (Legacy)
FlexMark Select
FlexMark Select LT
FlexMark Select LT Plus
FlexMark Select Plus
IncomeMark Select
Athene Annuity & Life (Annexus)
Athene Velocity
BCA 10 2.0
BCA 12 2.0
BCA 6 2.0
BCA 8 2.0
Athene IA
Agility 10
Agility 7
Ascent Accumulator 10
Ascent Accumulator 5
Ascent Accumulator 7
Ascent Pro 10
Ascent Pro 10 Bonus
Ascent Pro 10 Bonus (FL)
Ascent Pro 10 Bonus (State Variations)
Ascent Pro 7
Athene Performance Elite 10 Plussm *FEE*
Athene Performance Elite 7 Plussm *FEE*
Athene Performance Elite® 10 *FEE*
Athene Performance Elite® 15 *FEE*
Athene Performance Elite® 15 Plus *FEE*
Athene Performance Elite® 7 *FEE*
Athene Protector 5 *ROP for FEE*
Athene Protector 7 *ROP for FEE*
Atlantic Coast Life
Accumulation Protector Plus
Accumulation Protector Plus with Rate Enhancement Rider
Guaranteed Income Annuity 10 Accumulation Benefit Rider
Guaranteed Income Annuity 10 GLWB
Guaranteed Income Annuity 10 Legacy Benefit Rider
Income Navigator Annuity
Income Navigator Annuity GLWB
Retirement Plus Multiplier 10
Retirement Plus Multiplier 10 Buy-up Rider *FEE*
Retirement Plus Multiplier 5
Retirement Plus Multiplier 5 Buy-up Rider *FEE*
Retirement Plus Multiplier 7
Retirement Plus Multiplier 7 Buy-up Rider *FEE*
Safe Anchor *FEE FOR WAIVERS*
Safe Anchor FL *FEE FOR WAIVERS*
Brighthouse Life Insurance Company
SecureAdvantage
Delaware Life
Retirement Chapters 10
Retirement Stages 7 *ROP for FEE*
Target Growth 10
Target Income 10
Eagle Life
Advisory 8
Advisory 8 MVA
Eagle Select 10
Eagle Select 10 with MVA
Eagle Select 6
Eagle Select 6 with MVA
Eagle Select 8
Eagle Select 8 with MVA
Eagle Select Focus 5
Eagle Select Focus 5 with MVA
Eagle Select Focus 7
Eagle Select Focus 7 with MVA
Eagle Select Income Focus
Equitable
Denali 10
Denali 10 (ID, MA, MO, SC, TX)
Denali 14
Denali 7
Denali 7 (ID, MA, MO, SC, TX)
Denali Bonus 10
Denali Bonus 10 (ID, MA, MO, SC, TX)
Denali Bonus 14
Denali Bonus 7
Denali Bonus 7 (ID, MA, MO, SC, TX)
Teton 10
Teton 10*
Teton 14
Teton 7
Teton 7 CA
Teton 7*
Teton Bonus 10
Teton Bonus 10 CA
Teton Bonus 10*
Teton Bonus 14
Teton Bonus 7
Teton Bonus 7 CA
Teton Bonus 7*
EquiTrust Life Insurance Company
Market Power Bonus Index
Market Power Bonus Index IBR
Market Ten Bonus Index
Market Ten Bonus Index IBR
Market Value Index
Market Value Index IBR
MarketSeven Index
MarketSeven Index IBR
Fidelity & Guaranty Life
FG Accelerator Plus 10
FG Accelerator Plus 10 w/Fee
FG Accelerator Plus 14
FG Accelerator Plus 14 w/Fee
FG AccumulatorPlus 10
FG AccumulatorPlus 10 (State Variation)
FG AccumulatorPlus 10 w/Fee
FG AccumulatorPlus 7
FG AccumulatorPlus 7 w/Fee
FG Index-Choice 10
FG Power Accumulator 10
FG Power Accumulator 7
FG Retirement Pro (Rates Only Apply To IAV)
FG SecureBuilder 5
FG SecureBuilder 7
FG SecureIncome 7
Flex Accumulator
Flex Accumulator w/Fee
Performance Pro with GMWB
Prosperity Elite 10 Enhancement
Prosperity Elite 10 Protection
Prosperity Elite 14 Enhancement
Prosperity Elite 14 Protection
Prosperity Elite 7 Enhancement
Prosperity Elite 7 Protection
Safe Income Plus
Fidelity & Guaranty Life Insurance Company of New York
FGNY Index-Choice 10
Global Atlantic Financial Group
Choice Accumulation II 10
Choice Accumulation II 5
Choice Accumulation II 7
Choice Income II 10 with Guaranteed Income Builder
Choice Income II 10 with Income Multiplier Benefit
Choice Income II 7 with Guaranteed Income Builder
Choice Income II 7 with Income Multiplier Benefit
ForeAccumulation II 10
ForeAccumulation II 5
ForeAccumulation II 7
ForeAccumulation II Advisory
ForeIncome II 10 With Guaranteed Income Builder
ForeIncome II 10 With Income Multiplier Benefit
ForeIncome II 5 With Guaranteed Income Builder
ForeIncome II 5 With Income Multiplier Benefit
ForeIncome II 7 With Guaranteed Income Builder
ForeIncome II 7 With Income Multiplier Benefit
ForeIncome II Advisory with Guaranteed Income Builder
ForeIncome II Advisory with Income Multiplier Benefit
Income 150+ SE
Great American Life Insurance Company
American Landmark 3
American Landmark 3 Non-MVA
American Landmark 5
American Landmark 5 Non-MVA
American Landmark 5 PLUS
American Landmark 5 PLUS Non-MVA
American Legend 7
American Legend 7 Non-MVA
American Legend 7 PLUS
American Legend 7 PLUS Non-MVA
American Legend III
Assurance Select 3 Plus
Assurance Select 3 Plus Non-MVA
AssuranceSelect 5
AssuranceSelect 5 Plus
AssuranceSelect 5 Plus (No MVA)
AssuranceSelect 7 Plus
AssuranceSelect 7 Plus (No MVA)
AssuranceSelect 7®
Index Protector 4 Non MVA
Index Protector 5
Index Protector 7
Index Protector 7 Non MVA
Premier Income Bonus
Premier Income Bonus Non MVA
Safe Return
Guaranty Income Life
Guaranty Growth Plus
WealthChoice 10
WealthChoice 10 PREMIUM BONUS
WealthChoice 5
WealthChoice 7
Guggenheim Life and Annuity Company
Highlander
Highlander 7
TriVysta
ViStar
Integrity Life Insurance Company
Integrity IndextraTM 10
Integrity IndextraTM 10 - Two
Integrity IndextraTM 7
Integrity IndextraTM7 - Two
Jackson National Life
MarketProtector 5
MarketProtector 7
MarketProtector Advisory 5
MarketProtector Advisory 7
Lincoln Financial Group
Lincoln Core Capital
Lincoln Covered Choice 5
Lincoln Covered Choice 5 Advisory
Lincoln FlexAdvantage 5
Lincoln FlexAdvantage 5 CA
Lincoln FlexAdvantage 7
Lincoln FlexAdvantage 7 CA
Lincoln Impact Advantage 10
Lincoln Impact Advantage 10 CA
Lincoln Impact Advantage 7
Lincoln Impact Advantage 7 CA
Lincoln New Directions 6
Lincoln New Directions 8
Lincoln OptiBlend 10
Lincoln OptiBlend 10 CA
Lincoln OptiBlend 5
Lincoln OptiBlend 5 CA
Lincoln OptiBlend 7
Lincoln OptiBlend 7 CA
Lincoln Life & Annuity Company of New York
Lincoln OptiChoice NY 5
Lincoln OptiChoice NY 7
Lincoln OptiChoice NY 9
Mass Mutual
Index Horizons (GLWB)
Index Horizons (Without GLWB)
Midland National Life
Endeavor 8
Endeavor 8 Plus
IncomeVantage Pro
Index Builder 10
Index Builder 10 State Variations
Index Builder 14
MNL Income Planning Annuity
Prosper 10
Prosper 7
RetireVantage 10
RetireVantage 10 OABR
RetireVantage 14
RetireVantage 14 OABR
Summit Discovery 7 Fixed Indexed Annuity
Summit Edge 10 Fixed Indexed Annuity
Summit Edge 5 Fixed Indexed Annuity
Summit Edge 7 Fixed Indexed Annuity
Summit Navigate 5
Summit Navigate 7
Midland National Life (Sammons Retirement Solutions)
LiveWell® Preferred 10
LiveWell® Preferred 5
LiveWell® Preferred 7
LiveWell® Preferred 8
Nassau Life and Annuity Company
Nassau Growth Annuity 10 Group A
Nassau Growth Annuity 10 Group A with Income
Nassau Growth Annuity 10 Group B
Nassau Growth Annuity 10 Group B with Income
Nassau Growth Annuity 7
Nassau Personal Income Annuity Group A
Nassau Personal Income Annuity Group B
Nassau Personal Income Annuity Group C
Nassau Personal Protection ChoiceSM Group A
Nassau Personal Protection ChoiceSM Group B
Nassau Personal Protection ChoiceSM Group C
Nassau Personal Retirement Choice with Income Group A
Nassau Personal Retirement Choice with Income Group B
Nassau Personal Retirement Choice with Income Group C
Nassau Personal Retirement ChoiceSM Group A
Nassau Personal Retirement ChoiceSM Group B
Nassau Personal Retirement ChoiceSM Group C
National Western Life
NWL Core Dynamic
NWL IMPACT 10
NWL IMPACT 7
NWL IMPACT 7S
NWL Pro Dynamic
NWL Ultra Classic
NWL Ultra Future
NWL Ultra Future - State Variation
NWL Ultra Value
Nationwide Life Insurance Company
Nationwide Peak 5
Nationwide Peak 5 MVA
Nationwide Peak 7
Nationwide Peak 7 MVA
Nationwide Summit
Nationwide Summit MVA
New Heights 10
New Heights 10 AK,CT,IA,MN,MO,MS,NJ,NV,OH,OK,OR,PA,SC,TX,UT,WA
New Heights 12
New Heights 9
New Heights 9 AK,CT,IA,MN,MO,MS,NJ,NV,OH,OK,OR,PA,SC,TX,UT,WA
North American Company
BenefitSolutions 10
Charter Plus 10
Charter Plus 10 (State Variations)
Charter Plus 14
IncomeChoice 10
NAC VersaChoice 10
NAC VersaChoice 10 (ELB)
Performance Choice 8
PrimePath 12
PrimePath 9
Strategic Design Annuity X
Strategic Design Annuity X with Embedded Benefits Rider
Oxford Life Insurance Company
Royal Select
Select 10
Select 3
Select 5
Select 7
Silver Select
Pacific Life Insurance Company
Pacific Index Advisory 5
Pacific Index Advisory 7
Pacific Index Dimensions 10 Year
Pacific Index Dimensions 10 Year MVA
Pacific Index Dimensions 7 Year
Pacific Index Dimensions 7 Year MVA
Pacific Index Edge 10
Pacific Index Edge 5
Pacific Index Edge 7
Pacific Index Foundation 10
Pacific Index Foundation 5
Pacific Index Foundation 7
Principal Financial Group
Secure Choice 4
Secure Choice 5
Secure Choice 6
Secure Choice 7
Protective Life
Asset Builder 10
Asset Builder 5
Asset Builder 6
Asset Builder 7
Asset Builder 8
Asset Builder 9
Asset Builder II 10 No ROP
Asset Builder II 5
Asset Builder II 5 No ROP
Asset Builder II 7
Asset Builder II 7 No ROP
Protective Guaranteed Income Indexed Annuity
Protective Income Builder
Protective Income Builder CA
Protective Indexed Annuity II 10
Protective Indexed Annuity II 10 with ROP
Protective Indexed Annuity II 5
Protective Indexed Annuity II 5 with ROP
Protective Indexed Annuity II 7
Protective Indexed Annuity II 7 with ROP
Protective Life And Annuity (NY)
Protective Indexed Annuity 10 NY
Protective Indexed Annuity 10 with ROP NY
Protective Indexed Annuity 5 NY
Protective Indexed Annuity 5 with ROP NY
Protective Indexed Annuity 7 NY
Protective Indexed Annuity 7 with ROP NY
Prudential Annuities Life Assurance Corporation
Prudential Surepath 10
Prudential Surepath 7
Prudential SurepathSM Income
PruSecure 5
PruSecure 7
PruSecure Advisor 5
PruSecure Advisor 7
Reliance Standard Life
Keystone 10 Index Annuity
Keystone 5 Index Annuity
Keystone 7 Index Annuity
S.USA Life Insurance Company, Inc.
Safe Solution 5
Safe Solution 5 MVA
Safe Solution 7
Safe Solution 7 MVA
Safe Solution 9
Safe Solution 9 MVA
Sagicor Life Insurance Company
Sage Secure 10
Sage Secure 10 CA
Sage Secure 5
Sage Secure 5 CA
Sage Secure 7
Sage Secure 7 CA
Sage Select
SBLI USA
Safe Solution 5
Safe Solution 7
Securian Financial
SecureLink Chronic Illness Access
SecureLink Future 10
SecureLink Future 7
SecureLink Future 9
SecureLink Ultra 5
SecureLink Ultra 5 CA
SecureLink Ultra 7
SecureLink Ultra 7 CA
Security Benefit Life
Foundations 5
Foundations 7
Strategic Growth Annuity
Strategic Growth Annuity Plus
Total Value Annuity
Sentinel Security Life Insurance Company
Accumulation Protector Plus
Accumulation Protector Plus with Rate Enhancement Rider
Guaranteed Income Annuity 10 Accumulation Benefit Rider
Guaranteed Income Annuity 10 GLWB
Guaranteed Income Annuity 10 Legacy Benefit Rider
Personal Choice Plus+ (86-90) *FEE*
Personal Choice Plus+ (CA, FL) *FEE FOR WAIVERS*
Personal Choice Plus+ *FEE FOR WAIVERS*
Retirement Plus Multiplier 10
Retirement Plus Multiplier 10 Buy-up Rider *FEE*
Retirement Plus Multiplier 5
Retirement Plus Multiplier 5 Buy-up Rider *FEE*
Retirement Plus Multiplier 7
Retirement Plus Multiplier 7 Buy-up Rider *FEE*
Summit Bonus Index
Symetra Life Insurance Company
Symetra Advisory Edge 5
Symetra Advisory Edge 7
Symetra Advisory Income Edge 7
Symetra Edge Elite 5
Symetra Edge Elite 7
Symetra Edge Frontier 5
Symetra Edge Frontier 7
Symetra Edge GPS 5 Plus
Symetra Edge GPS 7 Plus
Symetra Edge GPSSM 5
Symetra Edge GPSSM 7
Symetra Edge Plus 5
Symetra Edge Plus 5 (ASH)
Symetra Edge Plus 5 (FIG)
Symetra Edge Plus 7
Symetra Edge Plus 7 (ASH)
Symetra Edge Plus 7 (FIG)
Symetra Edge Premier
Symetra Edge Premier (ASH)
Symetra Edge Premier (FIG)
Symetra Edge Pro 5
Symetra Edge Pro 7
Symetra Income Edge
Symetra Income Edge (ASH)
Symetra Income Edge (FIG)
Symetra Income Edge (PNC)
Symetra Prestige
Symetra Stride
The Standard
BB&T Index Select Annuity 5
BB&T Index Select Annuity 7
BB&T Index Select Annuity 8
CUNA Index Select Annuity 5
CUNA Index Select Annuity 7
FC Index Select Annuity 5
FC Index Select Annuity 7
HSIA 10
HSIA 6
HSIA 8
Index Select Annuity 10
Index Select Annuity 10 (Blue Series)
Index Select Annuity 5
Index Select Annuity 5 (Blue Series)
Index Select Annuity 7
Index Select Annuity 7 (Blue Series)
RJ Index Select Annuity 10
RJ Index Select Annuity 5
RJ Index Select Annuity 7
TD Index Select Annuity 5
TD Index Select Annuity 7
United Life Insurance Company
WealthChoice 10
WealthChoice 10 PREMIUM BONUS
WealthChoice 5
WealthChoice 7
United States Life Insurance Co. (NY)
Power Index 7 No ROP
Power Index 7 ROP
Power Index Premier NY
Power Index Premier NY with Income Builder
VALIC
Power Index Elite (No GLB)
Power Index Elite (with GLB)
Power Index Elite (with GLB) LIPM

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