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  • Western United Life


    Discovery 3


    A MYGA with a 3-year fixed rate and a 3-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  B+  

    Rates
    The interest rate is guaranteed for 3 years
    Surrender charges last 3 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Previous Rates
    xx/xx/xxxx
    Current Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 10,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a Single Premium Deferr --[ subscription required to view full text ]--
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    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    Commissions
    Effective date of commission schedule: 01/19/2021
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    Discovery 3
    (All approved states except those listed below)
    Up to age 80  
    Initial Premium: ****
    Ages 81-90  
    Initial Premium: ****
    Ages 91-99  
    Initial Premium: ****
    WY
    Up to age 80  
    Initial Premium: ****
    Ages 81-99  
    Initial Premium: ****
    ME
    All permitted ages  

    Non-Qualified

    South Dakota Rate 1

    Discovery 3
    SD
    Up to age 80  
    Initial Premium: ****
    Ages 81-90  
    Ages 91-99  

    South Dakota Rate 2

    Discovery 3
    SD
    Up to age 80  
    Initial Premium: ****
    Ages 81-90  
    Initial Premium: ****
    Ages 91-99  
    Initial Premium: ****

    SD/WY: These States charge premium taxes; therefore, com --[ subscription required to view full text ]--
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    ***** ****** **** *- ********* ****** **** ** ** $**,*** ** ***-********* ********.
    ***** ****** **** *- ********** ***-********* ******** **** $***,*** ** *** **** ********.
    ******* ****- ********* ****** **** ***-********* ********.


    Related Information

    Other Western United Life Products

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    Discovery 3 CA
    Discovery 5
    Discovery 5 CA
    Discovery 6
    Discovery 6 CA
    Discovery 7
    Discovery 7 CA
    Discovery Plus 5
    Discovery Plus 7
    Future Select 5
    Future Select 5 CA
    Future Select 7
    Future Select 7 CA
    Navigator Elite MVA 3
    Navigator Elite MVA 5
    Navigator Elite MVA 7
    Navigator Ultra MVA 3
    Navigator Ultra MVA 5
    Navigator Ultra MVA 7
    Fixed Indexed Annuity
    New Horizon 10
    New Horizon 7
    New Horizon Plus 7
    New Horizon Plus 10

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