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  • Midland National Life (Sammons Retirement Solutions)


    LiveWell® Preferred 7


    A Fixed Indexed Annuity with a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $10,000+  Cap Spread Part Rate Cap Spread Part Rate
    1 Year Fidelity MFY Index 5% ER Par   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 LVDR 5% Index Margin   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 LVDR 5% Par   ***    ***   ***    ***   ***   *** 
    2 Year Fidelity MFY Index 5% ER Par   ***    ***   ***    ***   ***   *** 
    2 Year S&P LVDR 5% Par   ***    ***   ***    ***   ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $100,000+  Cap Spread Part Rate Cap Spread Part Rate
    1 Year Fidelity MFY Index 5% ER Par   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 LVDR 5% Index Margin   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 LVDR 5% Par   ***    ***   ***    ***   ***   *** 
    2 Year Fidelity MFY Index 5% ER Par   ***    ***   ***    ***   ***   *** 
    2 Year S&P LVDR 5% Par   ***    ***   ***    ***   ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $250,000+  Cap Spread Part Rate Cap Spread Part Rate
    1 Year Fidelity MFY Index 5% ER Par   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 LVDR 5% Index Margin   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 LVDR 5% Par   ***    ***   ***    ***   ***   *** 
    2 Year Fidelity MFY Index 5% ER Par   ***    ***   ***    ***   ***   *** 
    2 Year S&P LVDR 5% Par   ***    ***   ***    ***   ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is --[ subscription required to view full text ]--
    *** @***********@ ** * ******** ******* ***** ***** ******* ****** ** @***********@ **** * @*******@ **** ********* ****** ****** *** * ****** ***** ********** *********. *** @***********@ *********** ******** ** *** ********* ****: *) ***** ** *** ****** ** *** ***** ******* ****** **** ******** ****, ******* *** **** ** ****** ******* *** ** ****** **********, ***/** *) * *********** ***** *******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    MVA variation: CA --[ subscription required to view full text ]--
    *** *********: **

    MVA Explanation

    The LiveWell® Preferred Fixed Index Annuity i --[ subscription required to view full text ]--
    *** ********® ********* ***** ***** ******* ******** * ****** ***** ********** (***) **** ** ******* **** ****** *** ********* ****** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** **** ********* ***** ********* ** *** ****** ** *** *** ***** ***** ** *** *** ******** ***** ***** *** ********* ** *** ********* ****** ******. **** *** *** ******** ***** *****, ********* ****** *** ********* *****. **** *** *** ******** ***** ********* **** ****, *** ********* ***** ********* *********. ** ******* *********, ** *** *** ** ******** ** ********** * ******** ***. *** *** **** ** ********** ** *********** *** ******* ** *** **** ** ******* ********* **** ******* *** ********* *******-**** ********** ****** ****** *** ********* *** *** ********* ****** ** *** ******* ********* *****.

    Commissions
    Effective date of commission schedule: 01/14/2019
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    LiveWell® Preferred 7
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Ages 76-85 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****

    Option B

    LiveWell® Preferred 7
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-85 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option C

    LiveWell® Preferred 7
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-85 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    GROSS DEALER COMMISS --[ subscription required to view full text ]--
    ***** ****** **********


    Related Information

    Other Midland National Life (Sammons Retirement Solutions) Products

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    LiveWell Guarantee Annuity 3
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    LiveWell® Preferred 5
    LiveWell® Preferred 8
    Variable Annuity
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