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  • Pacific Life Insurance Company


    Pacific Index Edge 7


    A Fixed Indexed Annuity with a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Moody's:  A1   Standard & Poor's:  AA-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $25,000+  Cap Spread Part Rate Cap Spread Part Rate
    BlackRock Endura Index 1 Year Point-to-Point with Spread   ***    ***   ***    ***   ***   *** 
    S&P 500 1-Year Participation Rate with Spread   ***    ***   ***    ***   ***   *** 
    S&P 500 1-Year Perfomance Triggerd Cap Trigger: 3.00
     ***   ***    ***   ***   *** 
    S&P 500 1-Year Point-to-Point Cap   ***    ***   ***    ***   ***   *** 
    Fixed   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $100,000+  Cap Spread Part Rate Cap Spread Part Rate
    BlackRock Endura Index 1 Year Point-to-Point with Spread   ***    ***   ***    ***   ***   *** 
    S&P 500 1-Year Participation Rate with Spread   ***    ***   ***    ***   ***   *** 
    S&P 500 1-Year Perfomance Triggerd Cap Trigger: 3.50
     ***   ***    ***   ***   *** 
    S&P 500 1-Year Point-to-Point Cap   ***    ***   ***    ***   ***   *** 
    Fixed   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is --[ subscription required to view full text ]--
    *** @***********@ ** * ****** ******* *****-******* ******* **** * @*******@-**** ********* ****** ****** **** ****** ******** ******** *******, ******** *******, *** ********* ********.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation
    Not available in CA

    Withdrawal and annuity income payments before t --[ subscription required to view full text ]--
    ********** *** ******* ****** ******** ****** *** *** ** *** ********** ****** ******, ** ****** ** **% ** *** ***** ***********’* ******** ***** (**% ** ******** ******** ** *** ***** ****), **** ** ******* ** ** *** (** ******** ** *** ********** ********** *******), ** ******* ****** ********* ******** ***** ****** ***** ****** ********** * ********.

    *** *** ** ***** ** * ******* ******** ** ******* ** ********-**** *********. ** * ******* ****, ** ******** ***** **** ****** *** **** ** ***** ***** ******** *****, *** *** *** ****** *** ****** *********. ** ******** ***** **** ******, *** *** *** ******** *** ****** *********, ** ** * ********* *******. ** ** ***** **** *** *** ***** *** ********** ****** ** ** **** **** *** ********** ******* ********* *****.

    ***** ** ** *** ******** ** *********** **** ***** *** ********** ****** ****** *** *******. *********** *** ********* ** **** ***** ******** *****.

    Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Related Information

    Other Pacific Life Insurance Company Products

    Fixed Indexed Annuity
    Pacific Index Advisory 5
    Pacific Index Advisory 7
    Pacific Index Dimensions 10 Year
    Pacific Index Dimensions 10 Year MVA
    Pacific Index Dimensions 7 Year
    Pacific Index Dimensions 7 Year MVA
    Pacific Index Edge 10
    Pacific Index Edge 5
    Pacific Index Foundation 10
    Pacific Index Foundation 5
    Pacific Index Foundation 7
    Variable Annuity
    Pacific Choice 5 Year
    Pacific Odyssey

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