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  • Pacific Life Insurance Company


    Pacific Choice 5 Year


    A Variable Annuity with a 5-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Moody's:  A1   Standard & Poor's:  AA-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
      
    DCA 12-Month *.** % *.** %
    DCA 6-Month *.** % *.** %


    Premium Bonus
    - none -

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    Commissions
    Effective date of commission schedule: 03/01/2018
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    Pacific Choice 5 Year
    (All approved states)
    Up to age 75  
    Initial Premium: ****
    Ages 76-76  
    Initial Premium: ****
    Ages 77-77  
    Initial Premium: ****
    Ages 78-78  
    Initial Premium: ****
    Ages 79-80  
    Initial Premium: ****

    Option B

    Pacific Choice 5 Year
    (All approved states)
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-76  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 77-77  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 78-78  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 79-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option C

    Pacific Choice 5 Year
    (All approved states)
    Up to age 75  
    Initial Premium: ****
    Ages 76-76  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 77-77  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 78-78  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 79-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option D

    Pacific Choice 5 Year
    (All approved states)
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-76  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 77-77  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 78-78  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 79-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Related Information

    Other Pacific Life Insurance Company Products

    MYGA
    Pacific Expedition II 3
    Pacific Expedition II 5
    Pacific Expedition II 7
    Fixed Indexed Annuity
    Pacific Index Advisory 5
    Pacific Index Advisory 7
    Pacific Index Dimensions 10 Year
    Pacific Index Dimensions 10 Year MVA
    Pacific Index Dimensions 7 Year
    Pacific Index Dimensions 7 Year MVA
    Pacific Index Edge 10
    Pacific Index Edge 5
    Pacific Index Edge 7
    Pacific Index Foundation 10
    Pacific Index Foundation 5
    Pacific Index Foundation 7
    Variable Annuity
    Pacific Advisory Variable Annuity
    Pacific Choice Income
    Pacific Odyssey

    Available Subscriptions

    This information is available with any of these subscriptions:

    Single-User Edition

    An affordable, full access subscription, for the individual broker

    Office Edition

    Multiple users with administrative control over the products, features and content displayed

    Web Edition

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    Web Edition -Retailers

    A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

    Additional Information

    See what else we offer:

    Upcoming Rate Changes

    We track rate changes and can notify you before they take effect!

    Annuity Illustrations

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    Rider Comparisons

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    Product Videos

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