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  • North American Company


    PrimePath 12

       (RETIRED)

    A Fixed Indexed Annuity with a 12-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Spread Part Rate Cap Spread Part Rate
    MS Dynamic Contributions 2-Year Point-to-Point Index Margin and Participation Rate   ***    ***   ***    ***   ***   *** 
    MS Dynamic Contributions 2-Year Point-to-Point Participation Rate   ***    ***   ***    ***   ***   *** 
    MS Dynamic Contributions Annual Point-to-Point Participation Rate   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Point to point MARC 5% ER   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Point-to-Point with Participation   ***    ***   ***    ***   ***   *** 
    S&P 500 Low Volatility Annual Point-to-Point with Index Marg 5%   ***    ***   ***    ***   ***   *** 
    S&P 500 Monthly Point-to-Point   ***    ***   ***    ***   ***   *** 
    Fixed Rate   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    403(b) business is not available in AK, --[ subscription required to view full text ]--
    ***(*) ******** ** *** ********* ** **, **, **, **, **, **, **, **, **, **
    *** *** ****** ** ******, ******, *********, ********, ******, ************, ****, ********, ********** *** ***** ******* ******* ** *** ****** ** ******* **** ** ** *** **** ******** *********** ** ***% ********** ** *** ***** *******, **** ******* ********** ** ******* ******** *** ******* **********, *********** ** ** ********** **** ** **%.
    *** *******: *** *** ****** ** ******* ****** ****** ***** ** *** ************ ***** ** *** **** ***** *** ***** ******** ****. ********* ****** ******* ******* **** ******, **** ****** **** * **-**** ** **-**** ****** *******, ***** *** ******** **** ****** *** ***** *** ******** **** * **-**** ** **-**** ****** *******.

    *&* *****-***** **** ******* *% ****** ****** ***** *** ********* ** **

    Commissions
    Effective date of commission schedule: 01/01/2021
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    PrimePath 12
    All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** ****

    Option B

    PrimePath 12
    Up to age 79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option C

    PrimePath 12
    Up to age 79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option D

    PrimePath 12
    Up to age 79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

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