This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked.  To see full details, please register.
  • See unprotected sample products
  • More products from this carrier and other related links


    • North American Company


    NAC VersaChoice 10 (ELB)


    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx    		 Guaranteed
    Minimum Values
     Band $20,000+  Cap Spread Part Rate Cap Spread Part Rate
    S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
    Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR *FEE*   ***    ***   ***    ***   ***   *** 
    Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
    Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR *Fee*   ***    ***   ***    ***   ***   *** 
    Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
    S&P 500 2-Year Point to Point with Participation Rate   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Point to Point Cap   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Point to Point Participation Rate   ***    ***   ***    ***   ***   *** 
    S&P 500 Low Volatility Risk Control 5% Annual Point to Point   ***    ***   ***    ***   ***   *** 
    S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
    S&P 500 Monthly Point to Point Cap   ***    ***   ***    ***   ***   *** 
    Fixed Rate   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $75,000+  Cap Spread Part Rate Cap Spread Part Rate
    S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
    Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR *FEE*   ***    ***   ***    ***   ***   *** 
    Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
    Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR *Fee*   ***    ***   ***    ***   ***   *** 
    Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
    S&P 500 2-Year Point to Point with Participation Rate   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Point to Point Cap   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Point to Point Participation Rate   ***    ***   ***    ***   ***   *** 
    S&P 500 Low Volatility Risk Control 5% Annual Point to Point   ***    ***   ***    ***   ***   *** 
    S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
    S&P 500 Monthly Point to Point Cap   ***    ***   ***    ***   ***   *** 
    Fixed Rate   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The VersaChoice 10 with Enha --[ subscription required to view full text ]--
    *** *********** ** **** ******** ********* ******* ********, ** * ******** ****** ******* ***** ***** ******* **** ** ******** ***** *** ** ********** *** **** ****** *** ****** ** **** ** **** *****, ******. *** ***** **** **** ** * **** ***** ** *** ***** ** ***** ******* (** ***** ********) *** ******. ***** ******** *** **** ** ****** ***********, *** **** *** *** ** ****** ********** ** *** ***** ******. *** **** *** ****** *** **** ** *** ******’* ****** ** ** *****. ** **** *****, **** *** ****** **** **** ***** ** ******** ***** *****, **** ******* **** ***** ** ** **** ** ********** *** ** ***** ******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
    		 
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    In all states except Florida, you may select an ann --[ subscription required to view full text ]--
    ** *** ****** ****** *******, *** *** ****** ** ******* ****** ****** ** *** ****. ** ******** ****** *** ********* ****** ******, **** ****** **** ** ***** ** *** ********* *****. ********* ****** ******* ******* **** ******, **** ****** **** ****** *******, ***** *** ******** **** ****** *** ****** *** * ********* ****** ** ******. ** ******* *** *** ****** ** ******* ****** ****** ***** ** *** ************ ***** ** *** **** ***** *** ***** ******** ****. ********* ****** ******* ******* **** ******, **** ****** **** * **-**** ** **-**** ****** *******, ***** *** ******** **** ****** *** ***** *** ******** **** * **-**** ** **-**** ****** *******.

    ** ********** *** ********* ****** ********** ** *** **** ******** **** **** ******** *.**% ******* ***** *** ********* ****** ****** *.**%. *** ******** **** ***** ** *** **** *** ** **** ***** ** *** **** ** *** ******** ***********; ** *** **** **** *** ***** *** * ***** *****, *** **** *** **** ***** **** ** *** **** ******** *** ** *** *****.

    MVA Explanation

    Interest Adjustment:
    --[ subscription required to view full text ]--
    ******** **********:
    *** @***********@ ******** ** ******** **********, ***** ********* ****** *** ******* ** ****** ****** ******** ***** **** ** ******** ******* ** ******** **********. ** ** ******* **** ****** *** ******** ********** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ********* ** *** ****** ** ******** ***** ****** *** ****** ***** *** ********* **** @***********@ *******. *** *** “************* *** ******** **********” ******** *** **** ***********. ****: *** ********** ** *** ******.

    Commissions
    Effective date of commission schedule: 01/01/2020
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    NAC VersaChoice 10 (ELB)
    (All approved states)
    		 Ages 40-75  
    Initial Premium: ****
    Ages 76+  
    Initial Premium: ****

    Option B

    NAC VersaChoice 10 (ELB)
    		Ages 40-75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76+  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option C

    NAC VersaChoice 10 (ELB)
    		Ages 40-75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76+  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option D

    NAC VersaChoice 10 (ELB)
    		Ages 40+  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Related Information

    Other North American Company Products

    MYGA
    Guarantee Choice 7
    Guarantee Choice 10
    Guarantee Choice 3
    Guarantee Choice 5
    Fixed Indexed Annuity
    BenefitSolutions 10
    Charter Plus 10
    Charter Plus 10 (State Variations)
    Charter Plus 14
    IncomeChoice 10
    NAC VersaChoice 10
    Performance Choice 8
    PrimePath 12
    PrimePath 9
    SPIA
    NA Income

    Available Subscriptions

    This information is available with any of these subscriptions:

    Single-User Edition

    An affordable, full access subscription, for the individual broker

    Office Edition

    Multiple users with administrative control over the products, features and content displayed

    Web Edition

    Put our product grids, detail and tools on your website instantly!

    Web Edition -Retailers

    A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

    Additional Information

    See what else we offer:

    Upcoming Rate Changes

    We track rate changes and can notify you before they take effect!

    Annuity Illustrations

    The illustration system carriers prefer

    Rider Comparisons

    Compare multiple income riders, side-by-side

    Product Videos

    Access the Brainshark training videos right from our product lists


    4287