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  • New York Life Insurance and Annuity Corporation


    Secure Term Choice II (7-Year)


    A MYGA with a 7-year fixed rate and a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A++   Fitch:  AAA   Moody's:  Aaa   Standard & Poor's:  AA+  

    Rates
    The interest rate is guaranteed for 7 years
    Surrender charges last 7 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Current Rates
    xx/xx/xxxx
    Next Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 5,000+   ****   *****   *****   ****   *****   ***** 
    Band 25,000+   ****   *****   *****   ****   *****   ***** 
    Band 50,000+   ****   *****   *****   ****   *****   ***** 
    Band 100,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rates
    AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV OH OK PA RI SC SD TN TX UT VA VT WA WI WV WY ****
    NY ****

    Premium Bonus
    - none -

    Policy Notes

    The @annuityName@ is a multi year guaranteed fixed deferred annui --[ subscription required to view full text ]--
    *** @***********@ ** * ***** **** ********** ***** ******** ******* ******** *** ********* ********.

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    ** *** *** ** *** ******* ******** **** ********* ******, **** ****** **** ******* * ******* **** **** ****** ****. *** ******* **** ** ********** **** **** ** *** ************ ***** ** **** ******'* ***********. ** *** ***** *** **** ******** **** ********* **** ** **** ************ ***** *********, *** ****** ******** **** **** ************* ** ********* ** **** ******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Related Information

    Other New York Life Insurance and Annuity Corporation Products

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    Secure Term MVA II (3-Year)
    Secure Term MVA II (4-Year)
    Secure Term MVA II (5-Year)
    Secure Term MVA II (6-Year)
    Secure Term MVA II (7-Year)
    Secure Term V (3-Year)
    Secure Term V (4-Year)
    Secure Term V (5-Year)
    Secure Term V (6-Year)
    Secure Term V (7-Year)
    SPIA
    Guaranteed Future Income Annuity II
    Guaranteed Lifetime Income Annuity II
    Variable Annuity
    NYL Premier VA FP Series (B Shares)
    Structured Annuity
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    New York Life IndexFlex Variable Annuity - FP 6
    New York Life IndexFlex Variable Annuity - FP 7

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