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Nationwide Life Insurance Company

Quatro Select 1 ROP

A Fixed Annuity with a 1-year fixed rate and a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Moody's: A1		Standard & Poor's: A+

Rates
The interest rate is guaranteed for 1 years Surrender charges last 7 years	Last Rate Change: xx/xx/xxxx Next Rate Change: xx/xx/xxxx

	Previous Rates xx/xx/xxxx			Current Rates xx/xx/xxxx
	Rate	Bonus	Yield to Surrender	Rate	Bonus	Yield to Surrender
Band 2,000+	****	*****	*****	****	*****	*****
Band 100,000+	****	*****	*****	****	*****	*****
Band 250,000+	****	*****	*****	****	*****	*****
Band 1,000,000+	****	*****	*****	****	*****	*****

Premium Bonus
- none -

Policy Notes

The @annuityname@ is a --[ subscription required to view full text ]--
*** @***********@ ** * ****** ******** ******* ******** ******* **** * @*******@ **** ********* ****** ****** **** * ****** *** ** ******** ** ******** ****** ********* ********* * ****** ** ******* *******.

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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

Annuitization: After --[ subscription required to view full text ]--
*************: ***** * ***** (* **** ** ** *** **); *** **** ** *****/****.

Commissions
Effective date of commission schedule: 06/20/2016
Commissions are ***** *** * *** * *** * ** ***** ***.