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  • National Western Life


    NWL Ultra Classic


    A Fixed Indexed Annuity with a 13-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A   Standard & Poor's:  A-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Spread Part Rate Cap Spread Part Rate
    Option A: Monthly Averaging Annual Reset   ***    ***   ***    ***   ***   *** 
    Option J: Annual Point-to-Point with Cap and Charge   ***    ***   ***    ***   ***   *** 
    Option U: Annual Reset Low Volatility Daily Risk Control   ***    ***   ***    ***   ***   *** 
    Option B: Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes


    The @annuityname@ Annuity is a flexib --[ subscription required to view full text ]--

    *** @***********@ ******* ** * ******** ******* ***-******** ******* **** ******** *** ******, ********, *** ******** ** *********** ***** ******** ******** ********* ***** ** *** **** **** ****** *** *** ****** ** ****** **** ******** ******** ****** ** **** ** *** *&* *** ********* ***** ***** (***** ******** *********).**** ********, **** ***** *** ********** *** *** **** ** *** ******!.

    ** *** *** ** *** @*******@-**** ******** ****, *** *** ******** *** **** ******** ***** ******* *** ********** *******, **** * ******* **********, ** ***** ** ****** ********** ******.

    *** ** **** *** ***** ** **** *** ******* ***** **** @***********@ *** *** **** ** **** **** ***** ** **** ******** ** **** ******** ** * **** *** **** **** *** ******* ********** ******** **** **** *** **** **-********** ** *** *** ** **** ******** ****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    Commissions
    Effective date of commission schedule: 01/01/2020
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Non-Qualified

    NWL Ultra Classic
    (All approved states except those listed below)
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    FL
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 81-85 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    LA
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    TX
    All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    PR
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****

    Qualified

    NWL Ultra Classic
    (All approved states except those listed below)
    Up to age 70 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 71-75 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    FL
    Up to age 70 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 71-75 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 81-85 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    LA
    Up to age 70 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 71-75 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****
    PR
    Up to age 70 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Ages 71-75 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    TX
    All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5
    Initial Premium: **** **** **** **** ****
    Renewal Premiums: **** **** **** **** ****

    Related Information

    Other National Western Life Products

    Fixed Annuity
    NWL Protector One
    Fixed Indexed Annuity
    NWL Core Dynamic
    NWL IMPACT 10
    NWL IMPACT 7
    NWL IMPACT 7S
    NWL Pro Dynamic
    NWL Ultra Future
    NWL Ultra Future - State Variation
    NWL Ultra Value
    SPIA
    SPIA

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