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  • National Integrity Life Insurance


    Income Source


    A SPIA
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  AA   Moody's:  Aa3   Standard & Poor's:  AA-  



    Premium Bonus
    - none -

    Policy Notes

    IncomeSource, our single premium immediate annuity, is a good way for customers to meet their future income nee --[ subscription required to view full text ]--
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    ****** ****** *******
    ********** ****** (***** ****** *******)
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    ****: ** *** *****; ****** *** * ****** **** * ** ** *****.
    ****: ** *** *****; ****** ** ** * (*******) ****** ** ***** ** *** ***** *** *********'* *** ** *****.
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    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****

    Payout Options
    Life Options
    Life Only for: Single Only
    Installment Refund: Yes
    Cash Refund: Yes
    Survivor Benefit: 50% 60% 66.6% 75% 100%
    Period Certain Options
    Period Certain Terms: 5 to 30 Years
    Survivor Benefit: 50%  60%  66.6%  75%  100% 
    Life Plus Period Certain
    Life plus Certain: Single & Joint
    Life +Certain Terms: 5 to 30 Years

    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    Commissions
    Effective date of commission schedule: 09/30/2012
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    5-9 Year Period Certain Payout Option

    Income Source
    Up to age 95  
    Initial Premium: ****

    All Life Payout Options, 10+ Year Period Certain

    Income Source
    All permitted ages  
    Initial Premium: ****

    Related Information

    Other National Integrity Life Insurance Products

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    SmartSelect 4 NY
    SmartSelect 5 NY
    SmartSelect 6 NY
    SmartSelect 7 NY
    SmartStep NY
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    Fixed Annuity
    AnnuiQuest 1
    AnnuiQuest 2
    AnnuiQuest 3
    AnnuiQuest 4
    AnnuiQuest 5
    New Momentum 5
    New Momentum 6
    New Momentum QIO
    SPDA Series II 1
    SPDA Series II 3
    SPDA Series II 5

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    Additional Information

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