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  • Midland National Life


    Index Builder 10 State Variations


    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Spread Part Rate Cap Spread Part Rate
    1 Year Fidelity Multifactor Yield Index 5% ER Index Margin (no cap)   ***    ***   ***    ***   ***   *** 
    1 Year NASDAQ-100® Monthly Point-to-Point   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Daily Average Index Margin   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Inverse Performance Trigger Trigger: 2.25
     ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Point-to-Point Index Cap Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Point-to-Point Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Low Volatility Daily Risk Control 5%   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Low Volatility Daily Risk Control 5% Annual P to P Cap   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Monthly Point-to-Point Index Cap Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P MARC 5% ER Annual Point to Point Patcicpation Rate   ***    ***   ***    ***   ***   *** 
    2 Year Fidelity Multifactor Yield Index 5% ER Point to Point (No Cap)   ***    ***   ***    ***   ***   *** 
    2 Year S&P 500 Low Volatility Daily Risk Control 8%   ***    ***   ***    ***   ***   *** 
    2 Year S&P MARC 5% ER Point to Point Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus for All Other Bands
     Year: 1 2 3 4 5 6 7
    Bonus Rate: **** **** **** **** **** **** ****


    Policy Notes

    The @annuityname@ is --[ subscription required to view full text ]--
    *** @***********@ ** * ******** ******* ******* **** * @*******@ **** ********* ****** ****** *** ** *** *********.

    *** @***********@ **** **** * ******* ***** ** *** ******** **** ****** *** ***** @*****************@ *****. * @***************@% ******* ***** ** **** ** *** *** **** *** @****************@% ******* ***** ** **** ** *** **** ****. *** ******* ***** ** ******* ** * @*******@ **** ********* *********.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    The @annuityname@ incl --[ subscription required to view full text ]--
    *** @***********@ ******** ** ******** **********, **** ** ******* **** ****** *** ********* ****** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ********* ** *** ****** ** ******** ***** ****** *** ****** ***** *** ********* **** *******.

    ****: *** ********** ** *** ******. ****** ** *****.

    Commissions
    Effective date of commission schedule: 03/30/2021
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    Index Builder 10 State Variations
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****

    Option B

    Index Builder 10 State Variations
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option C

    Index Builder 10 State Variations
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option D

    Index Builder 10 State Variations
    (All approved states)
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Related Information

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