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Midland National Life

Index Builder 10 State Variations

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx			Guaranteed Minimum Values
	Cap	Spread	Part Rate	Cap	Spread	Part Rate
1 Year Fidelity Multifactor Yield Index 5% ER Index Margin (no cap)	***	***	***	***	***	***
1 Year NASDAQ-100® Monthly Point-to-Point	***	***	***	***	***	***
1 Year S&P 500 Annual Daily Average Index Margin	***	***	***	***	***	***
1 Year S&P 500 Annual Inverse Performance Trigger	Trigger: 2.25			***	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Index Cap Rate	***	***	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Participation Rate	***	***	***	***	***	***
1 Year S&P 500 Low Volatility Daily Risk Control 5%	***	***	***	***	***	***
1 Year S&P 500 Low Volatility Daily Risk Control 5% Annual P to P Cap	***	***	***	***	***	***
1 Year S&P 500 Monthly Point-to-Point Index Cap Rate	***	***	***	***	***	***
1 Year S&P MARC 5% ER Annual Point to Point Patcicpation Rate	***	***	***	***	***	***
2 Year Fidelity Multifactor Yield Index 5% ER Point to Point (No Cap)	***	***	***	***	***	***
2 Year S&P 500 Low Volatility Daily Risk Control 8%	***	***	***	***	***	***
2 Year S&P MARC 5% ER Point to Point Participation Rate	***	***	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %			.* %

State Specified Minimum Interest Rate: ****

Premium Bonus for All Other Bands
Year:	1	2	3	4	5	6	7
Bonus Rate:	****	****	****	****	****	****	****

Policy Notes

The @annuityname@ is --[ subscription required to view full text ]--
*** @***********@ ** * ******** ******* ******* **** * @*******@ **** ********* ****** ****** *** ** *** *********.

*** @***********@ **** **** * ******* ***** ** *** ******** **** ****** *** ***** @*****************@ *****. * @***************@% ******* ***** ** **** ** *** *** **** *** @****************@% ******* ***** ** **** ** *** **** ****. *** ******* ***** ** ******* ** * @*******@ **** ********* *********.

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation

The @annuityname@ incl --[ subscription required to view full text ]--
*** @***********@ ******** ** ******** **********, **** ** ******* **** ****** *** ********* ****** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ********* ** *** ****** ** ******** ***** ****** *** ****** ***** *** ********* **** *******.

****: *** ********** ** *** ******. ****** ** *****.

Commissions
Effective date of commission schedule: 10/26/2020
Commissions are ***** *** * *** * *** * ** ***** ***.

Index Builder 10 State Variations

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Option B

Index Builder 10 State Variations

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Option C

Index Builder 10 State Variations

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Option D

Index Builder 10 State Variations

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Trail:

Trail years ***+ is *****

Related Information

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Summit Navigate 5
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SPIA

Direct Income

Available Subscriptions

This information is available with any of these subscriptions:

Single-User Edition

An affordable, full access subscription, for the individual broker

Office Edition

Multiple users with administrative control over the products, features and content displayed

Web Edition

Put our product grids, detail and tools on your website instantly!

Web Edition -Retailers

A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

Additional Information

See what else we offer:

Upcoming Rate Changes

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