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Midland National Life
Index Builder 10 State Variations
A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A+ |
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Fitch: A+ |
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Standard & Poor's: A+ |
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Rates
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Current Rates xx/xx/xxxx | Guaranteed Minimum Values |
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Cap | Spread | Part Rate | Cap | Spread | Part Rate |
1 Year Fidelity Multifactor Yield Index 5% ER Index Margin (no cap)
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***
| *** |
***
| *** | *** | *** |
1 Year NASDAQ-100® Monthly Point-to-Point
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***
| *** |
***
| *** | *** | *** |
1 Year S&P 500 Annual Daily Average Index Margin
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***
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***
| *** | *** | *** |
1 Year S&P 500 Annual Inverse Performance Trigger
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Trigger: 2.00
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*** |
***
| *** | *** | *** |
1 Year S&P 500 Annual Point-to-Point Index Cap Rate
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***
| *** |
***
| *** | *** | *** |
1 Year S&P 500 Annual Point-to-Point Participation Rate
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***
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***
| *** | *** | *** |
1 Year S&P 500 Low Volatility Daily Risk Control 5%
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***
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***
| *** | *** | *** |
1 Year S&P 500 Low Volatility Daily Risk Control 5% Annual P to P Cap
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***
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***
| *** | *** | *** |
1 Year S&P 500 Monthly Point-to-Point Index Cap Rate
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***
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***
| *** | *** | *** |
1 Year S&P MARC 5% ER Annual Point to Point Patcicpation Rate
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***
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***
| *** | *** | *** |
2 Year Fidelity Multifactor Yield Index 5% ER Point to Point (No Cap)
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***
| *** |
***
| *** | *** | *** |
2 Year S&P 500 Low Volatility Daily Risk Control 8%
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***
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***
| *** | *** | *** |
2 Year S&P MARC 5% ER Point to Point Participation Rate
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***
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***
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1 Year Fixed Account
(Rate guaranteed for 1 Year)
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*.** %
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*.** %
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State Specified Minimum Interest Rate: ****
Premium Bonus for All Other Bands
Year: |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
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Bonus Rate: |
****
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****
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****
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****
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****
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****
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****
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Provisions
Free Look Period: |
****
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(Free look period may vary by state) |
Rate Lock Protection: |
****
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Bail Out Provision Available: |
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*** *** ***: |
**** |
Loan Provision Available: |
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*** *** ***: |
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Tax Sheltered: |
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Market Value Adjustment: |
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MRD: |
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Front-End Fee: |
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Annual Maintenance Fee: |
*** |
Return of Premium Available: |
*** |
Death Benefit is: |
*** **** |
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Premiums
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Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
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Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
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Min Single Premium Impaired: |
****** |
****** |
Min Single Premium Period Certain: |
****** |
****** |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
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Owner: |
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***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
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***** |
***** |
Annuitization Age: |
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***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
Commissions
Effective date of commission schedule: 08/25/2020 |
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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Index Builder 10 State Variations
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Up to age 75 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Ages 76-79 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Option B
Index Builder 10 State Variations
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Up to age 75 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 76-79 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Option C
Index Builder 10 State Variations
|
Up to age 75 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 76-79 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Option D
Index Builder 10 State Variations
(All approved states)
|
Up to age 75 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 76-79 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Related Information
Other Midland National Life Products
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Available Subscriptions
This information is available with any of these subscriptions:
Single-User Edition
An affordable, full access subscription, for the individual broker
Office Edition
Multiple users with administrative control over the products, features and content displayed
Web Edition
Put our product grids, detail and tools on your website instantly!
Web Edition -Retailers
A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.
|
Additional Information
See what else we offer:
Upcoming Rate Changes
We track rate changes and can notify you before they take effect!
Annuity Illustrations
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Rider Comparisons
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Product Videos
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