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  • Midland National Life


    Guarantee Ultimate 7


    A MYGA with a 7-year fixed rate and a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
    The interest rate is guaranteed for 7 years
    Surrender charges last 7 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Previous Rates
    xx/xx/xxxx
    Current Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 2,000+   ****   *****   *****   ****   *****   ***** 
    Band 100,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @companyName@'s @annuityname@ is a Single Pre --[ subscription required to view full text ]--
    *** @***********@'* @***********@ ** * ****** *******, ***** **** ********** ******* **** * @*******************@-**** ******** **** ********* *** * @*******@-**** ********* ****** ****** *** ****** ***** ********** *********.

    ********** *****
    @*****************@ ** *** *** ** *** ******** ********* ******, *** *** ****** ** ***** **** ******* *** ******* ********** ******** ******. ********* ** **** ************* *** ********* *****, *** **** **** * ** *** ****** **:

    • ****** * ********* ****** **** ***** *********; **
    • ***** * ****** ******; **
    • ******** **** ************ ***** ******* ********* ****** ** * ******** **** **********.

    ** ** ******** ** ****, *** ******* **** ************* ***** **** ******* *** *** **** ********* ****** ** ** **** **** ********** ******* ******** **** ** @***********@. ***** *** ** *** ******, * *** ********* ******, ******** ****, ********* ****** ****** *** *** **** ** *****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    For AL, DC, ND, SD: --[ subscription required to view full text ]--
    *** **, **, **, **: ** *** ******** *********** ********* *** *********’* ***** ******** *** ********* ****** ********** **** ** ******* ** **** *******.

    MVA Explanation

    The @annuityname@ inc --[ subscription required to view full text ]--
    *** @***********@ ******** ** ******** **********, **** ** ******* **** ****** *** ********* ****** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ********* ** *** ****** ** ******** ***** ****** *** ****** ***** *** ********* **** @***********@ *******. ****: *** ********** ** *** ******.

    Commissions
    Effective date of commission schedule: 03/30/2021
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    Guarantee Ultimate 7
    Up to age 80  
    Initial Premium: ****
    Ages 81-85  
    Initial Premium: ****
    Ages 86-90  
    Initial Premium: ****

    Option D

    Guarantee Ultimate 7
    All permitted ages  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Unless otherwise identified, commissions will only be applied to collected premiums. Renewal; commissions will be paid on new premiums (premium less withdrawals) and will only be paid upon receipt of additional premium. Commission will be paid when a minimum of $50.00 for EFT is accumulated. Agents must --[ subscription required to view full text ]--
    ****** ********* **********, *********** **** **** ** ******* ** ********* ********. *******; *********** **** ** **** ** *** ******** (******* **** ***********) *** **** **** ** **** **** ******* ** ********** *******. ********** **** ** **** **** * ******* ** $**.** *** *** ** ***********. ****** **** ** ******** ********** **** ******* ******** ******* ******** ** ***** ** ******* **-***** ***********. ***** *********** *** **** *** ***** ** *** **** ************ ***** ******** ******** ** *** ***** ******** ***********. ***** *********** **** ******** ** ** **** *** *** **** ** *** ********. *********** *** *** **** ** *** ******* ***** ** * ******* *********** ****. ******* ************ ****** ** ***** *** ***** **** *** **** ** ******* *** *****.

    *********** - ******* ****
    *** ******, **** **********, ******* *********** ***/** ******** ******* ************* (***'*) ********* ****** *** ***** ******** *********** ****, *** ********* ********** *********** *****: *) *** ******** ****** *** ****** ******, *** ********, ******* ******** **** *, ** *** ** ********: ***% **********’* **** *** **** ** ***** ******* *** *** ** *** *** ***** ***** *** ******** ***** *** **% ********** **** *** ***** ** *** ******* ***** ***** *** ******** ***** **** ******* *** ***** ******** *********** ****. *** *** ******* ******** **** *, ** & ***, *** ******** *** *** ******** **** ********: ***% ********** ****** *** ***** ******** **** *** **% ********** ****** *** ****** ******** ****. *********** ** *** *** ******** **** **** **** ***** ** ********** *** ******. ***** ** ** ********** ** *****. ***** ** ** ********** ** * ****, ****** *** **** ****** *** ****** ** *****.

    *** ************* ** ******* ********, ***** ** * ***% ********** ********** ********** *** ****** ********* ****** ****** ** *** ********. ** ******** *** *** ******* ** *** ********, ******* ******** ******** *** ***** ** ********** *********** ** *** ****, ** *** **** **********, ******** ** ********* * *** * ** *** ***** ********, ***** *** ************ ******.

    *********** - ********
    For full surrenders or partial withdrawals after a renewal of a Multi-Year Guaranteed Annuity (only those plans with a guarantee period of 5 years or longer) re-entry commissions will chargeback at 100% form the date of re-entry through the end of the first 6 months, and chargeback at 50% from the start of the 7th month after the re-entry date through the first contract anniversary date after re-entry. There is no commission chargeback in the event of death or RMD>

    ********** *****
    *** ********* **** ******** ** $***,***, *********** **** ** **** *** * ** *** ****-**** ****** (********* ** **** ** *** ******** ***** ****** ********) ** *** ******.

    ********** **********
    ********** ***** ********** **** ** ******* ****** ***** *** **********. ****: ** * ****** ******* *** ******* ***** *** ***** *** ****** ** ******* * ********** ********* *** ** ******* ** *****.


    Related Information

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