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  • Lincoln Life & Annuity Company of New York


    Lincoln MYGuaranteesm Plus 10


    A MYGA with a 10-year fixed rate and a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Moody's:  A1   Standard & Poor's:  AA-  

    Rates
    The interest rate is guaranteed for 10 years
    Surrender charges last 10 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Current Rates
    xx/xx/xxxx
    Next Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 10,000+   ****   *****   *****   ****   *****   ***** 
    Band 100,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityName@ is a single premium fi --[ subscription required to view full text ]--
    *** @***********@ ** * ****** ******* ***** ******* **** * @*******@ **** ********* ****** ****** **** ** *** ********* ***** ***** @*******************@ *****. **** ******* ** ** ***** ****** *** * ****-**** ***** *** *** ********** *** ******** ** ***-******** ******, ********** *** ******* ****** ** *****. *** ******* *********** ******* **** ***** ** ******, ****** *** ***********.

    **** **********
    @*****************@

    ******* ********
    ***** **** ********* ******, *** ******** **** ******* ********** ******* ***** ***** ** *** ******* ******** *** ********-**** ***********. *** ******* ******** ** ******** * ********** ******* **** ** @*********@%; *** ******* **** **** ***** ** *** ***** **** ****. ******** ** ********** *** ******** *****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    If you access more t --[ subscription required to view full text ]--
    ** *** ****** **** **** **% ****** **** ********** ****** *** *** ** *** ********* ****** ******, ** *** ** ******* ** * ********* ****** *** ** ***. *** *** ** * ******** ** ******** **********, ***** *** ******* ******** **** *********** ** *** **** ** *** *********. *** *** **** *** ***** **: *********** ***** *** ********* ****** ******, **% ****** **** ***********, *** ***** *******, *** ********** *********.

    Commissions
    Effective date of commission schedule: 09/01/2018
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Schedule A

    Lincoln MYGuaranteesm Plus 10
    Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****
    Ages 81-85  
    Initial Premium: ****

    Related Information

    Other Lincoln Life & Annuity Company of New York Products

    MYGA
    Lincoln MYGuaranteesm Plus 5
    Lincoln MYGuaranteesm Plus 7
    Fixed Indexed Annuity
    Lincoln OptiChoice NY 5
    Lincoln OptiChoice NY 7
    Lincoln OptiChoice NY 9
    Variable Annuity
    American Legacy® Target Date Income Advisory
    American Legacy® Target Date Income B-Share
    Lincoln ChoicePlus AssuranceSM (B Share)

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    Additional Information

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