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  • Lincoln Financial Group


    Lincoln OptiBlend Plus

       (RETIRED)

    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Moody's:  A1   Standard & Poor's:  AA-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $10,000+  Cap Spread Part Rate Cap Spread Part Rate
    1 Year Fidelity AIM Dividend Participation   ***    ***   ***    ***   ***   *** 
    1-Year S&P 500 5.0% VC Point-to-Point with Spread   ***    ***   ***    ***   ***   *** 
    1-Year S&P 500 Participation   ***    ***   ***    ***   ***   *** 
    1-Year S&P 500 Point-to-Point with Cap   ***    ***   ***    ***   ***   *** 
    1-Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $100,000+  Cap Spread Part Rate Cap Spread Part Rate
    1 Year Fidelity AIM Dividend Participation   ***    ***   ***    ***   ***   *** 
    1-Year S&P 500 5.0% VC Point-to-Point with Spread   ***    ***   ***    ***   ***   *** 
    1-Year S&P 500 Participation   ***    ***   ***    ***   ***   *** 
    1-Year S&P 500 Point-to-Point with Cap   ***    ***   ***    ***   ***   *** 
    1-Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
     Year: 1 2 3 4
    Bonus Rate: **** **** **** ****

    Policy Notes

    Lincoln Optiblend Plus fixed --[ subscription required to view full text ]--
    ******* ********* **** ***** ******* ******* ** * ******** ******* ******** ******* ******** * ***** ******* *** ******* ******* ********. *** ******* ******** ***** *** ********* *** ******** **** ** *** *********** ** ** ******* *****. ***** ** * ** **** ********* ****** ********.

    ******* ********* **** ****** * ******* ***** **** ** ***** ** *** ************ ****. *** ***** ** * ********** ** *** *******, *** *** **** ** *** ****** *** ****** ** *** *******, *** ** ******* ** * ******* ********. *** **** ***** ****** ** ********* *** ********** **** *** ********* ****** ****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation
    Not available in MI

    If you access more t --[ subscription required to view full text ]--
    ** *** ****** **** **** **% ****** **** ********** ****** *** *** ** *** ********* ****** ******, ** *** ** ******* ** * ********* ****** *** ** ***. *** *** ** * ******** ** ******** **********, ***** *** ******* ******** **** *********** ** *** **** ** *** *********. *** *** **** *** ***** **: *********** ***** *** ********* ****** ******, **% ****** **** ***********, *** ***** *******, *** ********** *********.

    Commissions
    Effective date of commission schedule: 03/01/2019
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Schedule A

    Lincoln OptiBlend Plus
    Up to age 74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****

    Schedule B

    Lincoln OptiBlend Plus
    Up to age 74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11

    Schedule C

    Lincoln OptiBlend Plus
    All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Related Information

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