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Lincoln Financial Group

Lincoln New Directions 8

A Fixed Indexed Annuity with a 8-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Moody's: A1		Standard & Poor's: AA-

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
Band $10,000+	Cap	Part Rate	Cap	Part Rate
1 Year S&P 500 7.5% Daily Risk Control Participation	***	***	***	***
1 Year S&P 500 Cap	***	***	***	***
1 Year S&P Performance Triggered	Trigger: 1.70			***	***	***
8 Year Fixed Account (Rate guaranteed for 8 Years)	.* %		.* %
Band $100,000+	Cap	Part Rate	Cap	Part Rate
1 Year S&P 500 7.5% Daily Risk Control Participation	***	***	***	***
1 Year S&P 500 Cap	***	***	***	***
1 Year S&P Performance Triggered	Trigger: 1.75			***	***	***
8 Year Fixed Account (Rate guaranteed for 8 Years)	.* %		.* %

State Specified Minimum Interest Rates
AK AL AR AZ CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY	****
CA	****

Premium Bonus
- none -

Policy Notes

The @annuityname@ as a Single Premiu --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
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State Specific Notes

S&P 500 RC 7.5% not --[ subscription required to view full text ]--
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MVA Explanation

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Commissions
Effective date of commission schedule: 03/01/2019
Commissions are ***** *** * *** * *** * ** ***** ***.

Schedule A

Lincoln New Directions 8

Up to age 75

Initial Premium:

****

Ages 76-80

Initial Premium:

****

Ages 81-85

Initial Premium:

****

Schedule B

Lincoln New Directions 8

Up to age 75

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 76-80

Initial Premium:

****

Trail:

Trail years ***+ is *****

Full and partial surrender (excluding free p --[ subscription required to view full text ]--
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