This page is provided to show you the amount of detailed information we provide
to our subscribers, the content has been masked. To see full details, please register.
Lincoln Financial Group
Lincoln New Directions 8
A Fixed Indexed Annuity with a 8-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
| |
A.M. Best : A+ |
|
Fitch: A+ |
|
Moody's: A1 |
|
Standard & Poor's: AA- |
|
Rates
| |
Current Rates
xx/xx/xxxx | Guaranteed
Minimum Values |
| Band $10,000+ |
Cap | Part Rate | Cap | Part Rate |
| 1 Year S&P 500 7.5% Daily Risk Control Participation
|
***
|
***
| *** | *** |
| 1 Year S&P 500 Cap
|
***
|
***
| *** | *** |
| 1 Year S&P Performance Triggered
|
Trigger: 3.00
|
***
| *** | *** |
| 8 Year Fixed Account
(Rate guaranteed for 8 Years)
|
*.** %
|
*.** %
|
| Band $100,000+ |
Cap | Part Rate | Cap | Part Rate |
| 1 Year S&P 500 7.5% Daily Risk Control Participation
|
***
|
***
| *** | *** |
| 1 Year S&P 500 Cap
|
***
|
***
| *** | *** |
| 1 Year S&P Performance Triggered
|
Trigger: 3.50
|
***
| *** | *** |
| 8 Year Fixed Account
(Rate guaranteed for 8 Years)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rates
|
AK AL AR AZ CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY
|
**** |
|
CA
|
**** |
The @annuityname@ as a Single Premiu --[ subscription required to view full text ]--
*** @***********@ ** * ****** ******* ***** ******* ******* **** * @*******@ **** ********* ****** ****** *** *** *********.
*** @***********@ ******** ********** **** ** *** ********, ****-**** ******, *** * ***** ******* ****** **** *** ***** ******* ** ******** ****** **** ** **** ** **** ** ******* *** ** ****** ************. *** @***********@ ** *** ** ********** ** *** ***** ******. ** ** * ***** ******* **** ******* ******** ***** ** ******** ***** ******* ******* *** *** ****** *********** ** *** ********** ******* **** * ***** ******* ******.
*** @***********@ **** ****** * ***** ******* ****** **** * @*******************@ **** ******** **** ********* ********* ****** @********@%.
Provisions
| Free Look Period: |
****
|
| (Free look period may vary by state) |
| Rate Lock Protection: |
****
|
| Bail Out Provision Available: |
*** |
| *** *** ***: |
**** |
| Loan Provision Available: |
*** |
| *** *** ***: |
**** |
| Tax Sheltered: |
*** |
|
| Market Value Adjustment: |
*** |
| MRD: |
*** |
| Front-End Fee: |
*** |
| Annual Maintenance Fee: |
*** |
| Return of Premium Available: |
*** |
| Death Benefit is: |
*** **** |
|
Premiums
| |
Non-Qual |
Qualified |
| Min Single Premium: |
**** |
******* |
| Max Single Premium: |
|
|
| Age < xx: |
**** |
******* |
| Age > xx: |
**** |
******* |
| Payroll Deduction: |
**** |
**** |
| Min Added Premium: |
**** |
**** |
| Flexible Premiums ******* : |
****
|
|
| Min Single Premium Impaired: |
****** |
****** |
| Min Single Premium Period Certain: |
****** |
****** |
|
|
Age Restrictions
| |
Min Age |
Non-Qual
| Qualified
|
| Owner: |
|
***** |
***** |
| Annuitant: |
***** |
***** |
***** |
| Impaired: |
|
***** |
***** |
| Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
|
|
|
|
Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
S&P 500 RC 7.5% not --[ subscription required to view full text ]--
*&* *** ** *.*% *** ********* ** **, ** **
If you access more t --[ subscription required to view full text ]--
** *** ****** **** **** **% ****** **** ********** ****** *** *** ** *** ********* ****** ******, ** *** ** ******* ** * ********* ****** *** ** ***. *** *** ** * ******** ** ******** **********, ***** *** ******* ******** **** *********** ** *** **** ** *** *********. *** *** **** *** ***** **: *********** ***** *** ********* ****** ******, **% ****** **** ***********, *** ***** *******, *** ********** *********.
Commissions
| Effective date of commission schedule: 03/01/2019 |
|
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
|
Schedule A
|
Lincoln New Directions 8
|
Up to age 75 |
|
| Initial Premium: |
**** |
| Ages 76-80 |
|
| Initial Premium: |
**** |
| Ages 81-85 |
|
| Initial Premium: |
**** |
Schedule B
|
Lincoln New Directions 8
|
Up to age 75 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
| Ages 76-80 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
Full and partial surrender (excluding free p --[ subscription required to view full text ]--
**** *** ******* ********* (********* **** ******* ***********) ** ***** **** ****** ** ***% ********** ********** ** ****** *-* *** * **% ********** ** ****** *-**. *** ************** ** ********** (********* **) *** ********* (********* **), *** ********** ** ****** *-* *** * **% ********** ** ****** *-**. *** ************** ** *** ********** (*** ********* ** **), ***% ********** ** ****** *-* *** * **% ********** ** ****** *-**.
*** ****** ***** *** ** *** *****, ** ********* ** **** ** ********* ********** ******.
******* ******** ***** *** ******** ******* ******* ******** *** *** ********** ******** **** **** *** ******** ***** **** ***.
*** ***** ***** ** ****** ******. *** ***** **** ** *** *** ** **** ******* ** *** ****** ***** ******* ** *. ****** ***** ** *** ****** ****** **** (*.*. ***** ******* ** ***** **). ***** *********** *** * ********** ** *** ******* *****.