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  • Lincoln Financial Group


    Lincoln New Directions 8


    A Fixed Indexed Annuity with a 8-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Moody's:  A1   Standard & Poor's:  AA-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $10,000+  Cap Part Rate Cap Part Rate
    1 Year S&P 500 7.5% Daily Risk Control Participation   ***    ***    ***   *** 
    1 Year S&P 500 Cap   ***    ***    ***   *** 
    1 Year S&P Performance Triggered Trigger: 1.70
     ***    ***   *** 
    8 Year Fixed Account   (Rate guaranteed for 8 Years) *.** % *.** %
     Band $100,000+  Cap Part Rate Cap Part Rate
    1 Year S&P 500 7.5% Daily Risk Control Participation   ***    ***    ***   *** 
    1 Year S&P 500 Cap   ***    ***    ***   *** 
    1 Year S&P Performance Triggered Trigger: 1.75
     ***    ***   *** 
    8 Year Fixed Account   (Rate guaranteed for 8 Years) *.** % *.** %

    State Specified Minimum Interest Rates
    AK AL AR AZ CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY ****
    CA ****

    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ as a sing --[ subscription required to view full text ]--
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    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    S&P 500 RC 7.5% not --[ subscription required to view full text ]--
    *&* *** ** *.*% *** ********* ** **, ** **

    MVA Explanation

    If you access more t --[ subscription required to view full text ]--
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    Commissions
    Effective date of commission schedule: 03/01/2019
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Schedule A

    Lincoln New Directions 8
    Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****
    Ages 81-85  
    Initial Premium: ****

    Schedule B

    Lincoln New Directions 8
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Full and partial surrender (excluding free p --[ subscription required to view full text ]--
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    Related Information

    Other Lincoln Financial Group Products

    MYGA
    Lincoln MYGuarantee Plus 10
    Lincoln MYGuarantee Plus 5
    Lincoln MYGuarantee Plus 7
    Fixed Indexed Annuity
    Lincoln Core Capital
    Lincoln Covered Choice 5
    Lincoln Covered Choice 5 Advisory
    Lincoln FlexAdvantage 5
    Lincoln FlexAdvantage 5 CA
    Lincoln FlexAdvantage 7
    Lincoln FlexAdvantage 7 CA
    Lincoln Impact Advantage 10
    Lincoln Impact Advantage 10 CA
    Lincoln Impact Advantage 7
    Lincoln Impact Advantage 7 CA
    Lincoln New Directions 6
    Lincoln OptiBlend 10
    Lincoln OptiBlend 10 CA
    Lincoln OptiBlend 5
    Lincoln OptiBlend 5 CA
    Lincoln OptiBlend 7
    Lincoln OptiBlend 7 CA
    SPIA
    Lincoln Insured Income Immediate Annuity
    Variable Annuity
    American Legacy® Series SM (B Share)
    American Legacy® Series SM (L Share)
    American Legacy® Target Date Income Advisory
    American Legacy® Target Date Income B-Share
    Lincoln ChoicePlus AssuranceSM (B Share)
    Lincoln ChoicePlus AssuranceSM (L Share)
    Structured Annuity
    Level Advantage® Indexed VA: Advisory Class (Pre 2.18.20)
    Level AdvantageSM Indexed Variable Annuity: B-Class (Pre 2.18.20)
    Lincoln Level Advantage® Design Advisory (DB)
    Lincoln Level Advantage® Design Advisory (GDP)
    Lincoln Level Advantage® Design B-Share (DB)
    Lincoln Level Advantage® Design B-Share (GOP)
    Lincoln Level Advantage® Indexed VA: Advisory Class
    Lincoln Level AdvantageSM B-Share Variable Annuity (DB)
    Lincoln Level AdvantageSM B-Share Variable Annuity (GOP)
    Lincoln Level AdvantageSM Indexed VA: Advisory (DB)
    Lincoln Level AdvantageSM Indexed VA: Advisory (GOP)
    Lincoln Level AdvantageSM Indexed Variable Annuity: B-Class
    IOVA
    Lincoln Investor Advantage® (B Shares)

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