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  • Guggenheim Life and Annuity Company


    Highlander


    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  B++  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Part Rate Cap Part Rate
    S&P 500 1-Year Point-To-Point With Cap   ***    ***    ***   *** 
    S&P 500 1-Year Point-To-Point With Participation   ***    ***    ***   *** 
    S&P 500 MARC 5% ER 1-Year Pt-to-Pt w/Participation   ***    ***    ***   *** 
    1 Year Fixed Rate Strategy   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus by State
     Year: 1
    Most States ****
    ****

    Policy Notes

    The @annuityname@™ is a --[ subscription required to view full text ]--
    *** @***********@™ ** * ****** ******* ******** ***** ******* ******* ******** ******** ********* ********** *** * ***** ******** **** ********. ********* ******* **** ***** ** ******* *********** ****** *** ***** @*******@ ***** ** *** ********. ** ********** ** **** ***** *** @***********@™ ******** * ****** ***** ********** ("***") **** ******* **** ********* ******* *****. * @************@ ******* ***** (***** ** ******* ** * ********* ********) ** ******** ** *** ***** **** *******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation
    Not available in CA FL

    Any amounts tha --[ subscription required to view full text ]--
    *** ******* **** *** ******** * ********* ****** **** **** ** ******* ** * ****** ***** **********, ***** *** ******** ** ******** *** ******* *****. ****** ***** *********** ********* ******** *** ******** ********** ***** **** ******** ***** ****, *** ******** *** ******** ********** ***** **** ******** ***** ****.

    Commissions
    Effective date of commission schedule: 08/01/2020
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    Highlander
    (All approved states except those listed below)
    Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****
    CA FL
    Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****

    Option B

    Highlander
    (All approved states except those listed below)
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    CA FL
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option C

    Highlander
    (All approved states except those listed below)
    Up to age 80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    CA FL
    Up to age 80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Related Information

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    ProOption MYGA 5 with ROP
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    Fixed Indexed Annuity
    Highlander 7
    TriVysta
    ViStar
    SPIA
    Provider Single Premium Immediate Annuity

    Available Subscriptions

    This information is available with any of these subscriptions:

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    An affordable, full access subscription, for the individual broker

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    Additional Information

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    Upcoming Rate Changes

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