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  • Guaranty Income Life


    RateWise Annuity 3 Year


    A MYGA with a 3-year fixed rate and a 3-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  B++  

    Rates
    The interest rate is guaranteed for 3 years
    Surrender charges last 3 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Previous Rates
    xx/xx/xxxx
    Current Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 10,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @companyName@'s @annuityname@ is a Single Premium, Multi Year Guaranteed Annuity with --[ subscription required to view full text ]--
    *** @***********@'* @***********@ ** * ****** *******, ***** **** ********** ******* **** * @*******************@ **** ******** **** ********* *** * @*******@ **** ********* ****** ****** **** * ****** ***** ********** *********.

    ********** *****
    @*****************@

    *** ******* ******** *** ******** ********* *******: *** ****** ** * ***** ********** ******** **** ***/** *** ****** ** ******* **** ****** ******** ***** ** ******* * ******* (** ***) ** *** ******* **** * ******** **** ******** ******* **** **** * ********** ******** **** **** ********** ******** ******** ***** **** ******** ** *** ******** ******* ***** **** (****).*

    ******* *******
    ****** *** **-**** ********* *** *** ** *** ********* ****** (*** ****** ******), *** *** ****** *** ** *** ********* *******:

    • ******* *** ******** *** * ********** ********* ****** ** *** ******** **** ******* ** *** ******* *** ** *** ********** ***** **** ** ******.
    • ***** *** ************ ***** ** ** ******* ****** ******.
    • ********* * ******* ** *** ****** ******** *** *** ************ ***** ******* ********* ******* *** ***.
    • **** * ******* ********** ** *** ************ *****, ******* ********* ******* ***/** ***.
    • ********** *** ************ ***** ******* *** ***** ******* *** ******** *******.
    ** ** ****** ** ********, *** ******** **** ******** ************* *** * ********** ********* ****** ** *** **** ******** ** *** ********* ********* ******, ** *** ******** ***** **** ** ****** **** ** ****** ** *** ********** ** *** ************ *****.

    *** ******** *** ******** * ********** ******* **** ** @*********@% ** *****; *** ******* **** **** ***** ** *** ***** **** ****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    An MVA is an adju --[ subscription required to view full text ]--
    ** *** ** ** ********** ***** ** *** ******** ******** ******** (***), ***** ****** ********* **\ ********* *** **** ********* ***** ****** *** ********* ****** ******. ** *** *** *********, *** **** ***** **** ********. ** *** *** *********, *** **** ***** **** ********. *** *** ******** **** **** ****** ** *** ********* ****** **** **********.

    Commissions
    Effective date of commission schedule: 08/01/2018
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    RateWise Annuity 3 Year
    Up to age 79  
    Initial Premium: ****
    Ages 80-90  
    Initial Premium: ****

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