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  • SILAC


    Secure Savings Elite 5


    A MYGA with a 5-year fixed rate and a 5-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  B+  

    Rates
    The interest rate is guaranteed for 5 years
    Surrender charges last 5 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Previous Rates
    xx/xx/xxxx
    Current Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 10,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a Single Premium, Multi Year Guaranteed Annuity --[ subscription required to view full text ]--
    *** @***********@ ** * ****** *******, ***** **** ********** ******* ******** * ****** *** ** ********, ********* * ******-***** **********, ** ******** ****** *********.

    **** **********
    @*****************@ **** * ********* ****** ****, *** ******* **** ***** * ******* ******. ** **** **** *** * ****** ** **** ****** *** *** ** *** ******* ********* ****** ********* *** ********* *******, ***** *******:

    • ******** *** ******* ********* ****** **** ** *** **** ** *** *******;
    • ******** * *** ********* ****** ********* ** *** **** ** *******;
    • ************ *** ******** ******* *******;
    • ****** * ******* ********** ******* *******; **
    • ******** *** ******* ***** ** ** ****** ******.

    ** *** ** *** ***** *** ** *** ********* ******* ** *** *** ** *** ***** ** **** ** *** ******* ****** ("**-*** ******"), *** ******** **** ************* ***** *** *-*****.

    ****** *** **-*** ******, ********* ******* *** *** **** ***** & ******** ***** *** ******* ********* ****** *** *******. **** ******* ******* **** ******** ***** **** *********, ************* ** *****.

    **** ********** *** ******
    • *% ******* **** **********
    • *********** ********
    • ******** ******* ************

    *** ****** ************ *** ********* ******

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    FL: Accumulat --[ subscription required to view full text ]--
    **: ************ ********* ******* ****** ****** ** *****. ********* ******* *** *** *** ******* ***** ** *****

    MVA Explanation

    An MVA applies to a full surrender or to a --[ subscription required to view full text ]--
    ** *** ******* ** * **** ********* ** ** *** ******* ********* ** ***** * ********* ****** *******. ** *** *** ****** ******** ** ******** *** ****** ***’** ******* **** * ********* ** ****** **********. ** **** *** ***** ****** *** **-*** ****** ** *** *** ** * ********* ******. *** ****** ** **** ******** ** ******** ** ********** ** *** ************ ******* *** ******** ******** ******** (***) **** ** *** **** ** *****, *** *** **** ** *** **** ****** *** **** ** ********* ** **********, *** *** **** ********* ** *** *** ** *** ********* ******. ** *******, ** *** ***** ********, **** ********* ****** ********; ** *** ***** ****, **** ********* ****** ********.

    ** *** *** ********* ** ******** ******, ********* ******* *** ******** ** *** ******** ****** **** **** ******** ****** ** ****** **** ******** ** ** **** **** ********.

    Commissions
    Effective date of commission schedule: 12/07/2018
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    Secure Savings Elite 5
    Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****
    Ages 81-85  
    Initial Premium: ****

    Related Information

    Other SILAC Products

    MYGA
    Secure Savings 2 Year
    Secure Savings 5 Year
    Secure Savings Elite 2
    Secure Savings Elite 2 (FL)
    Secure Savings Elite 5 (FL)
    Fixed Indexed Annuity
    Denali 10
    Denali 10 (ID, MA, MO, SC, TX)
    Denali 14
    Denali 7
    Denali 7 (ID, MA, MO, SC, TX)
    Denali Bonus 10
    Denali Bonus 10 (ID, MA, MO, SC, TX)
    Denali Bonus 14
    Denali Bonus 7
    Denali Bonus 7 (ID, MA, MO, SC, TX)
    Teton 10
    Teton 10*
    Teton 14
    Teton 7
    Teton 7 CA
    Teton 7*
    Teton Bonus 10
    Teton Bonus 10 CA
    Teton Bonus 10*
    Teton Bonus 14
    Teton Bonus 7
    Teton Bonus 7 CA
    Teton Bonus 7*

    Available Subscriptions

    This information is available with any of these subscriptions:

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    Additional Information

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