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  • Delaware Life


    Retirement Stages 7 *ROP for FEE*


    A Fixed Indexed Annuity with a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A-   Standard & Poor's:  BBB+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Part Rate Bailout Cap Part Rate  
    1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR   ***    ***    ***   ***   ***   
    1-Year Morgan Stanley Global Opportunities   ***    ***    ***   ***   ***   
    1-Year S&P 500 Performance Trigger Trigger: 4.15
     ***    ***   ***   ***   
    1-Year S&P 500 Point to Point with Cap Rate   ***    ***    ***   ***   ***   
    1-Year S&P 500 with Participation Rate   ***    ***    ***   ***   ***   
    1-Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuitynam --[ subscription required to view full text ]--
    *** @***********@ ** * ******** ******* ***** ******* ******* **** * @*******@ **** ********* ****** ****** *** ****** ***** ********** *********. *** @***********@ ****** ******** ***** ********* *******, ****** ** ******* ******, *** ****** * ********** ****** ********** ******* (*** ** ********** ******).

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation
    Not available in CA

    A Market Value --[ subscription required to view full text ]--
    * ****** ***** ********** ** ** ********** **** ** *** ********* ***** **** *** ******** ** ******** *** ****** *** ******* **** * ********** **** ** ********* ** **** ********, ** *** ****** *** ***** ** * ********** ******.
    &****;
    ****** ******* ****** ************* ******* *** ********* ** **

    Commissions
    Effective date of commission schedule: 11/04/2019
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option 1 - Up-Front Commissions

    Retirement Stages 7 *ROP for FEE*
    Ages 18-74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Ages 80-80 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****

    Option 2 - Trail B Commissions

    Retirement Stages 7 *ROP for FEE*
    Ages 18-74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option 3 - Trail C Commissoins

    Retirement Stages 7 *ROP for FEE*
    Ages 18-74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option 4

    Retirement Stages 7 *ROP for FEE*
    Ages 18-74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
    Initial Premium: **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    ROP Requires elec --[ subscription required to view full text ]--
    *** ******** ******** ** ********** ****** *


    Related Information

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    Fixed Indexed Annuity
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    Variable Annuity
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