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  • CUNA Mutual


    MEMBERS® Zone Annuity 7


    A RILA with a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A   Moody's:  A2   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Cap
    1-Year S&P 500 Growth Account 100%: 10 Floor   ***    *** 
    1-Year S&P 500 Secure Account 10% - Growth Account 90% Allocation: 9% Floor   ***    *** 
    1-Year S&P 500 Secure Account 100%: 0% Floor   ***    *** 
    1-Year S&P 500 Secure Account 20% - Growth Account 80% Allocation: 8% Floor   ***    *** 
    1-Year S&P 500 Secure Account 30% - Growth Account 70% Allocation: 7% Floor   ***    *** 
    1-Year S&P 500 Secure Account 40% - Growth Account 60% Allocation: 6% Floor   ***    *** 
    1-Year S&P 500 Secure Account 50% - Growth Account 50% Allocation: 5% Floor   ***    *** 
    1-Year S&P 500 Secure Account 60% - Growth Account 40% Allocation: 4% Floor   ***    *** 
    1-Year S&P 500 Secure Account 70% - Growth Account 30% Allocation: 3% Floor   ***    *** 
    1-Year S&P 500 Secure Account 80% - Growth Account 20% Allocation: 2% Floor   ***    *** 
    1-Year S&P 500 Secure Account 90% - Growth Account 10% Allocation: 1% Floor   ***    *** 


    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@, an individual or joint owned, single premium deferred index annuity --[ subscription required to view full text ]--
    *** @***********@, ** ********** ** ***** *****, ****** ******* ******** ***** ******* ******** **** * @*******@-**** ********* ****** ******, * *** ********* *** * ******* *******.

    *** *** ******** **** ******** ******* ***** *** *** **** ******* ********; *** ****** ******* *** *** ****** *******. **** **** ******* ******** *** ********* ** ********** ******* ****** *** ******* ***** ******. ***** **** ********, *** ****** *** ******** ** *** ******* ***** ****** **** ***** **** ** ********* *****.

    ** *** *** ** *** ******* ******** ****** *** ***:

    • ******** **** ********; **** ***** ** ************* ********* ** *** ****** *******, *** *** ****** ******* ** ** ****** *********. ******** ********* ** ** ******** ** *********** ***** ** *********** ** *** *&* ***. (*** ********* ** **********.)
    • ******** * *** **** *******, ** *********, ** ******* *****.
    • ******* **** ***** **** * ********** ****** ******
    • *** **** ******** *** ******* **** ***** ** * **** ***.
    *** ******* ********* ****** *** ** **** * ********** ** *** ******** ***** ************ ** * **** ******* ******* ******* ********* *** ********* ****** *** ******* *** *********** ** *** ***. ****** **** **** ** *** **** *** ***** ******** **** *** *** **** **** ******* ******* ** **** **** *** ******* **** ********* ** **** ********, *** ******* ***, ** *** **********, ******** ********* **** **** **** ******* ******* *** *** *** ********** **** ******** ***** ******* **** ******* ******** ***** *** ********* ********* *******.

    *** @***********@ ** **** ****** ** *** **** *** **** ** **** *****, ****** ***** **** **** ** * ***-******** ***.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation
    Not available in IN

    The MVA is an adjustment that may be made to the amount you receive in excess of the free annual withdrawal amount if you surrender the Contract during the Init --[ subscription required to view full text ]--
    *** *** ** ** ********** **** *** ** **** ** *** ****** *** ******* ** ****** ** *** **** ****** ********** ****** ** *** ********* *** ******** ****** *** ******* ***** ****** ** **** * ******* ********** ** ****** ** *** **** ****** ********** ****** ****** *** ******* ***** ******. ** *******, ** ******** **** ****** **** ********* ** *** **** ** ********* ** ******* ********** **** ***** ****** ** *** **** ** ****** *** ********, *** *** **** ** ********. *********, ** *******, ** ******** **** ****** **** ********* ** *** **** ** ********* ** ******* ********** **** ***** ****** ** *** **** ** ****** *** ********, *** *** **** ** ********. *** *** ******** ** **** *** ********** ******* *** ********* ***** ** *** ******** ******** ******** ****, * **** ************ *** ******* ***** ** ******* ******** **********, ** *** ******** ***** **** *** * ******** ***** ** *** ******* ***** ****** *** *** ********* ***** ** *** ******** ******** ******** **** *** * ******** ***** ** *** ********* ****** ** *** ******* ***** ****** ** *** **** ** ********* ** ******* **********. ** ********, *** *** ******** ** **** *** ********** ******* *** ********* ***** ** *** **** ******* ***** *-** **** ** ********* *********** *****, ***** **** ******, * **** ************** ** ********** ***** ********* **** ****** ******* ** *** *.*., ** *** ******** ***** **** *** *** ********* ***** ** *** **** ******* ***** *-** **** ** ********* *********** *****, ***** **** ****** ** *** **** ** ********* ** ******* **********. *** ******* *** ********** ** ***** ********* ******, ************, *** ******* *** ****** *** *** **** ****. ** **** ******** *** ****** *** **** ** **** **** * ******* ********** ** *** ****** ** *** ******** ***, *** ** *** **** ** * ********* ** *** ********, ** **** ******** **** ********* ***** ** *** ****** ** *** ******** ***. **********, ** **** ******** *** ****** *** **** ** **** **** * ******* ********** ** *** ****** ** *** ******** ***, *** ** *** **** ** * ********* ** *** ********, ** **** ******** **** ********* ***** ** *** ****** ** *** ******** ***. *** **** **** ******* *******, ** **** ********* *** *** ** ** *** **** ** ******* **** ******* ******* *** ********* ** ******* ********** ** **** ***** ** *** ************** ******. ** *** *** ** ********, ** **** ******** **** ********* ***** ** ****** *** ******* **** * ******* ********** ** *** ****** ** *** ******** ***. ** *** *** ** ********, ** **** ******** *** ********* ***** ** ****** *** ******* **** * ******* ********** ** *** ****** ** *** ******** ***. ** **** *** ***** ** *** **: *. **** ****** ********** *******; *. ***** ******* ********; *. ******* *********** **** ******* *** *** ******* **** ** ******** ****** ** ******** ******* ******, ********* ** **** **********; *. *********** ***** *** ******* *********; *. ******* *********** ***** ** ******** ******* ************* ***** *** ******** ******* **** **** *** ********* ***** * ********** ********** ******* ** *******; *. ******* *********** ** * ********* ***** *** ******* ***** ******; *. ********** ** ******** ***** ** ** ****** ******* ******; *** *. ****** ******** ****** *** ****** ******.

    Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

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