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American General Life Insurance Company
Power Select Builder
A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
| |
A.M. Best : A |
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Fitch: A+ |
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Moody's: A2 |
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Standard & Poor's: A+ |
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Rates
| |
Current Rates
xx/xx/xxxx | Guaranteed
Minimum Values |
| Band $25,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
| 1 Year AB All Market Index Point to Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
| 1 Year Russell 2000 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
| 1-Year ML Strategic Balanced Index with Participation Rate
|
***
| *** |
***
| *** | *** | *** |
| 1-Year PIMCO Global Optima Index with Participation Rate
|
***
| *** |
***
| *** | *** | *** |
| 1-Year S&P 500 Annual Point-to-Point Index Interest Account
|
***
| *** |
***
| *** | *** | *** |
| 2 Year AB All Market Index Point to Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
| 2-Year MLStrategic Balanced Index with Spread
|
***
| *** |
***
| *** | *** | *** |
| 2-Year PIMCO Global Optima Index with Spread
|
***
| *** |
***
| *** | *** | *** |
| 2-Year S&P 500 Annual Point-to-Point with Participation Rate
|
***
| *** |
***
| *** | *** | *** |
| 1-Year Fixed Interest Account
(Rate guaranteed for 1 Year)
|
*.** %
|
*.** %
|
| Band $100,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
| 1 Year AB All Market Index Point to Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
| 1 Year Russell 2000 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
| 1-Year ML Strategic Balanced Index with Participation Rate
|
***
| *** |
***
| *** | *** | *** |
| 1-Year PIMCO Global Optima Index with Participation Rate
|
***
| *** |
***
| *** | *** | *** |
| 1-Year S&P 500 Annual Point-to-Point Index Interest Account
|
***
| *** |
***
| *** | *** | *** |
| 2 Year AB All Market Index Point to Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
| 2-Year MLStrategic Balanced Index with Spread
|
***
| *** |
***
| *** | *** | *** |
| 2-Year PIMCO Global Optima Index with Spread
|
***
| *** |
***
| *** | *** | *** |
| 2-Year S&P 500 Annual Point-to-Point with Participation Rate
|
***
| *** |
***
| *** | *** | *** |
| 1-Year Fixed Interest Account
(Rate guaranteed for 1 Year)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rate: ****
The @annuityname@ i --[ subscription required to view full text ]--
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Provisions
| Free Look Period: |
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|
| (Free look period may vary by state) |
| Rate Lock Protection: |
****
|
| Bail Out Provision Available: |
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| *** *** ***: |
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| Loan Provision Available: |
*** |
| *** *** ***: |
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| Tax Sheltered: |
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| Market Value Adjustment: |
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| MRD: |
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| Front-End Fee: |
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| Annual Maintenance Fee: |
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| Return of Premium Available: |
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| Death Benefit is: |
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|
Premiums
| |
Non-Qual |
Qualified |
| Min Single Premium: |
**** |
******* |
| Max Single Premium: |
|
|
| Age < xx: |
**** |
******* |
| Age > xx: |
**** |
******* |
| Payroll Deduction: |
**** |
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| Min Added Premium: |
**** |
**** |
| Flexible Premiums ******* : |
****
|
|
| Min Single Premium Impaired: |
****** |
****** |
| Min Single Premium Period Certain: |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
|
| Owner: |
|
***** |
***** |
| Annuitant: |
***** |
***** |
***** |
| Impaired: |
|
***** |
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| Annuitization Age: |
|
***** |
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|
|
|
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
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**** *** ***** ** $****.**
*** *** ****** *** $****.**
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The 10% free wit --[ subscription required to view full text ]--
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MVA Explanation
|
Not available in AK MN MO OR PA UT WA
|
Withdrawals in exc --[ subscription required to view full text ]--
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Commissions
| Effective date of commission schedule: 11/01/2018 |
|
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
|
Option 1
|
Power Select Builder
|
Up to age 74 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
| Initial Premium: |
**** |
**** |
**** |
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| Ages 75+ |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Option 2
|
Power Select Builder
|
Up to age 75 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
| Initial Premium: |
**** |
**** |
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**** |
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**** |
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**** |
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| Accumulation Value: |
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| Ages 76+ |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
| Initial Premium: |
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**** |
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**** |
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| Accumulation Value: |
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Option 3
|
Power Select Builder
|
All permitted ages |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
| Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
| Accumulation Value: |
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