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American General Life Insurance Company
Power Select Builder 8
A Fixed Indexed Annuity with a 8-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A |
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Fitch: A+ |
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Moody's: A2 |
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Standard & Poor's: A+ |
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Rates
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Current Rates xx/xx/xxxx | Guaranteed Minimum Values |
Band $25,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
1 Year AB All Market Index Point to Point Participation Rate with Spread
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***
| *** |
***
| *** | *** | *** |
1 Year Russell 2000 Annual Point to Point
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***
| *** |
***
| *** | *** | *** |
2 Year AB All Market Index Point to Point Participation Rate with Spread
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***
| *** |
***
| *** | *** | *** |
ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton
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***
| *** |
***
| *** | *** | *** |
ML Strategic Balanced Index Point-to-Point w/ Spread
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***
| *** |
***
| *** | *** | *** |
PIMCO Global Optima Index 2-Year Point-to-Point w/ Participation
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***
| *** |
***
| *** | *** | *** |
PIMCO Global Optima Index Annual Point-to-Point w/ Spread
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***
| *** |
***
| *** | *** | *** |
S&P 500 Annual Point-to-Point w/ Cap
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***
| *** |
***
| *** | *** | *** |
S&P 500 Annual Point-to-Point w/ Participation
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***
| *** |
***
| *** | *** | *** |
Fixed
(Rate guaranteed for 1 Year)
|
*.** %
|
*.** %
|
Band $100,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
1 Year AB All Market Index Point to Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
1 Year Russell 2000 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
2 Year AB All Market Index Point to Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton
|
***
| *** |
***
| *** | *** | *** |
ML Strategic Balanced Index Point-to-Point w/ Spread
|
***
| *** |
***
| *** | *** | *** |
PIMCO Global Optima Index 2-Year Point-to-Point w/ Participation
|
***
| *** |
***
| *** | *** | *** |
PIMCO Global Optima Index Annual Point-to-Point w/ Spread
|
***
| *** |
***
| *** | *** | *** |
S&P 500 Annual Point-to-Point w/ Cap
|
***
| *** |
***
| *** | *** | *** |
S&P 500 Annual Point-to-Point w/ Participation
|
***
| *** |
***
| *** | *** | *** |
Fixed
(Rate guaranteed for 1 Year)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rate: ****
Premium Bonus by State
Year: |
1 |
|
Most States
|
****
|
|
AK MN OR UT WA
|
****
|
|
The @annuityname@ i --[ subscription required to view full text ]--
*** @***********@ ** * ***-******** ******** ****** ******* ******** ***** ***** ******* **** * ****** ***** ********** ********* *** * @*******@-**** ********** ****** *********. ********** ******** ***** ** **** ****** ** **** ** *** ***** ****. *** @***********@ ** ******** ************ ** ******* *** *********** *** ******* ***-******** ******** *** ********* * ******* ****** ** ******.
Provisions
Free Look Period: |
****
|
(Free look period may vary by state) |
Rate Lock Protection: |
****
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Bail Out Provision Available: |
*** |
*** *** ***: |
**** |
Loan Provision Available: |
*** |
*** *** ***: |
**** |
Tax Sheltered: |
*** |
|
Market Value Adjustment: |
*** |
MRD: |
*** |
Front-End Fee: |
*** |
Annual Maintenance Fee: |
*** |
Return of Premium Available: |
*** |
Death Benefit is: |
*** **** |
|
Premiums
|
Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
|
|
Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
|
|
Min Single Premium Impaired: |
****** |
****** |
Min Single Premium Period Certain: |
****** |
****** |
|
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
|
Owner: |
|
***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
|
***** |
***** |
Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
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|
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
Withdrawals --[ subscription required to view full text ]--
*********** *** ********* ** *** ***** ******** **** *** **, **, **, **, **, **, **, **, **, **, **, **, **, **, *** **
&****;
** ******, **** * ****** ******* ** ******* *** *** ***** ****** ****** *** *********.
MVA Explanation
Not available in AK MN OR PA UT WA
|
Applies to any withd --[ subscription required to view full text ]--
******* ** *** *********** ******* ** ********** *******. *** ***** ** ******* ** *** ********* ******** *.*. ********* **** *****. *** ********** ** *** ******.
Commissions
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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