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American General Life Insurance Company
Power Select Builder 8
A Fixed Indexed Annuity with a 8-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A |
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Fitch: A+ |
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Moody's: A2 |
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Standard & Poor's: A+ |
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Rates
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Current Rates
xx/xx/xxxx | Guaranteed
Minimum Values |
| Band $25,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
| 1 Year AB All Market Index Point to Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
| 1 Year Russell 2000 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
| 2 Year AB All Market Index Point to Point Participation Rate with Spread
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***
| *** |
***
| *** | *** | *** |
| ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton
|
***
| *** |
***
| *** | *** | *** |
| ML Strategic Balanced Index Point-to-Point w/ Spread
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***
| *** |
***
| *** | *** | *** |
| PIMCO Global Optima Index 2-Year Point-to-Point w/ Participation
|
***
| *** |
***
| *** | *** | *** |
| PIMCO Global Optima Index Annual Point-to-Point w/ Spread
|
***
| *** |
***
| *** | *** | *** |
| S&P 500 Annual Point-to-Point w/ Cap
|
***
| *** |
***
| *** | *** | *** |
| S&P 500 Annual Point-to-Point w/ Participation
|
***
| *** |
***
| *** | *** | *** |
| Fixed
(Rate guaranteed for 1 Year)
|
*.** %
|
*.** %
|
| Band $100,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
| 1 Year AB All Market Index Point to Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
| 1 Year Russell 2000 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
| 2 Year AB All Market Index Point to Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
| ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton
|
***
| *** |
***
| *** | *** | *** |
| ML Strategic Balanced Index Point-to-Point w/ Spread
|
***
| *** |
***
| *** | *** | *** |
| PIMCO Global Optima Index 2-Year Point-to-Point w/ Participation
|
***
| *** |
***
| *** | *** | *** |
| PIMCO Global Optima Index Annual Point-to-Point w/ Spread
|
***
| *** |
***
| *** | *** | *** |
| S&P 500 Annual Point-to-Point w/ Cap
|
***
| *** |
***
| *** | *** | *** |
| S&P 500 Annual Point-to-Point w/ Participation
|
***
| *** |
***
| *** | *** | *** |
| Fixed
(Rate guaranteed for 1 Year)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rate: ****
Premium Bonus by State
| Year: |
1 |
|
|
Most States
|
****
|
|
|
AK MN OR UT WA
|
****
|
|
The @annuityname@ i --[ subscription required to view full text ]--
*** @***********@ ** * ***-******** ******** ****** ******* ******** ***** ***** ******* **** * ****** ***** ********** ********* *** * @*******@-**** ********** ****** *********. ********** ******** ***** ** **** ****** ** **** ** *** ***** ****. *** @***********@ ** ******** ************ ** ******* *** *********** *** ******* ***-******** ******** *** ********* * ******* ****** ** ******.
Provisions
| Free Look Period: |
****
|
| (Free look period may vary by state) |
| Rate Lock Protection: |
****
|
| Bail Out Provision Available: |
*** |
| *** *** ***: |
**** |
| Loan Provision Available: |
*** |
| *** *** ***: |
**** |
| Tax Sheltered: |
*** |
|
| Market Value Adjustment: |
*** |
| MRD: |
*** |
| Front-End Fee: |
*** |
| Annual Maintenance Fee: |
*** |
| Return of Premium Available: |
*** |
| Death Benefit is: |
*** **** |
|
Premiums
| |
Non-Qual |
Qualified |
| Min Single Premium: |
**** |
******* |
| Max Single Premium: |
|
|
| Age < xx: |
**** |
******* |
| Age > xx: |
**** |
******* |
| Payroll Deduction: |
**** |
**** |
| Min Added Premium: |
**** |
**** |
| Flexible Premiums ******* : |
****
|
|
| Min Single Premium Impaired: |
****** |
****** |
| Min Single Premium Period Certain: |
****** |
****** |
|
|
Age Restrictions
| |
Min Age |
Non-Qual
| Qualified
|
| Owner: |
|
***** |
***** |
| Annuitant: |
***** |
***** |
***** |
| Impaired: |
|
***** |
***** |
| Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
|
|
|
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
Withdrawals --[ subscription required to view full text ]--
*********** *** ********* ** *** ***** ******** **** *** **, **, **, **, **, **, **, **, **, **, **, **, **, **, *** **
&****;
** ******, **** * ****** ******* ** ******* *** *** ***** ****** ****** *** *********.
MVA Explanation
|
Not available in AK MN OR PA UT WA
|
Applies to any withd --[ subscription required to view full text ]--
******* ** *** *********** ******* ** ********** *******. *** ***** ** ******* ** *** ********* ******** *.*. ********* **** *****. *** ********** ** *** ******.
Commissions
|
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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