This page is provided to show you the amount of detailed information we provide
to our subscribers, the content has been masked. To see full details, please register.
American General Life Insurance Company
Power 7 Protector
A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
|
A.M. Best : A |
|
Fitch: A+ |
|
Moody's: A2 |
|
Standard & Poor's: A+ |
|
Rates
|
Current Rates xx/xx/xxxx | Guaranteed Minimum Values |
Band $25,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
1 Year ML Strategic Balanced Annual Point to Point with Participation
|
***
| *** |
***
| *** | *** | *** |
1 Year MSCI EAFE Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
1 Year PIMCO Global Optima Index Annual Point to Point with Participation
|
***
| *** |
***
| *** | *** | *** |
1 Year Russell 2000 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
1 year S&P 500 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
1 Year S&P 500 Annual Point to Point with Participation
|
***
| *** |
***
| *** | *** | *** |
2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
Fixed Interest Account
(Rate guaranteed for 1 Year)
|
*.** %
|
*.** %
|
Band $100,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
1 Year ML Strategic Balanced Annual Point to Point with Participation
|
***
| *** |
***
| *** | *** | *** |
1 Year MSCI EAFE Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
1 Year PIMCO Global Optima Index Annual Point to Point with Participation
|
***
| *** |
***
| *** | *** | *** |
1 Year Russell 2000 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
1 year S&P 500 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
1 Year S&P 500 Annual Point to Point with Participation
|
***
| *** |
***
| *** | *** | *** |
2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
Fixed Interest Account
(Rate guaranteed for 1 Year)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rate: ****
The @annui --[ subscription required to view full text ]--
*** @***********@ ** * ****** ******* ***** ***** ******* **** * @*******@ ********* ****** ****** *** *** *********. *** @***********@ ******** * ***** ******** ******* *** ******** ***** ******** ********* **********.
Provisions
Free Look Period: |
****
|
(Free look period may vary by state) |
Rate Lock Protection: |
****
|
Bail Out Provision Available: |
*** |
*** *** ***: |
**** |
Loan Provision Available: |
*** |
*** *** ***: |
**** |
Tax Sheltered: |
*** |
|
Market Value Adjustment: |
*** |
MRD: |
*** |
Front-End Fee: |
*** |
Annual Maintenance Fee: |
*** |
Return of Premium Available: |
*** |
Death Benefit is: |
*** **** |
|
Premiums
|
Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
|
|
Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
|
|
Min Single Premium Impaired: |
****** |
****** |
Min Single Premium Period Certain: |
****** |
****** |
|
|
Age Restrictions
|
Min Age |
Non-Qual
| Qualified
|
Owner: |
|
***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
|
***** |
***** |
Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
|
|
|
Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
Withdrawals are avai --[ subscription required to view full text ]--
*********** *** ********* ** *** ***** ******** **** *** **, **, **, **, **, **, **, **, **, **, **, **, **, **, *** **
MVA Explanation
Not available in AK MN MO OR PA UT WA
|
Withdrawals in exc --[ subscription required to view full text ]--
*********** ** ****** ** *** **** ********** ********** *** ******* ** ** *** ****** *** ********’* ***** @*******@ *****. **** ********** *** ****** ******** ** ******** *** ****** *********, *** ** ********** ** * ******* ** *** ******** **** ******** ******* ** *** ******** **** *********** ***** *** ******** *** ******. *** *** *** ** ********** ** *** ******.
Commissions
Effective date of commission schedule: 10/01/2020 |
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
|
Option 1
Power 7 Protector
(All approved states)
|
Up to age 80 |
|
Initial Premium: |
**** |
Option 2
Power 7 Protector
|
Up to age 80 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Option 9
Power 7 Protector
(All approved states)
|
Up to age 80 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Trail Options Paid Q --[ subscription required to view full text ]-- ***** ******* **** *********, ******** **** * (***** **)
|