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American General Life Insurance Company
Power 7 Protector
A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A |
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Fitch: A+ |
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Moody's: A2 |
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Standard & Poor's: A+ |
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Rates
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Current Rates
xx/xx/xxxx | Guaranteed
Minimum Values |
| Band $25,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
| 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread
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***
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***
| *** | *** | *** |
| 1 Year ML Strategic Balanced Annual Point to Point with Participation
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***
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***
| *** | *** | *** |
| 1 Year MSCI EAFE Annual Point to Point
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***
| *** | *** | *** |
| 1 Year PIMCO Global Optima Index Annual Point to Point with Participation
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| 1 Year Russell 2000 Annual Point to Point
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| *** | *** | *** |
| 1 year S&P 500 Annual Point to Point
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***
| *** | *** | *** |
| 1 Year S&P 500 Annual Point to Point with Participation
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***
| *** | *** | *** |
| 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread
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***
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***
| *** | *** | *** |
| Fixed Interest Account
(Rate guaranteed for 1 Year)
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*.** %
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*.** %
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| Band $100,000+ |
Cap | Spread | Part Rate | Cap | Spread | Part Rate |
| 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
| 1 Year ML Strategic Balanced Annual Point to Point with Participation
|
***
| *** |
***
| *** | *** | *** |
| 1 Year MSCI EAFE Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
| 1 Year PIMCO Global Optima Index Annual Point to Point with Participation
|
***
| *** |
***
| *** | *** | *** |
| 1 Year Russell 2000 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
| 1 year S&P 500 Annual Point to Point
|
***
| *** |
***
| *** | *** | *** |
| 1 Year S&P 500 Annual Point to Point with Participation
|
***
| *** |
***
| *** | *** | *** |
| 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread
|
***
| *** |
***
| *** | *** | *** |
| Fixed Interest Account
(Rate guaranteed for 1 Year)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rate: ****
The @annui --[ subscription required to view full text ]--
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Provisions
| Free Look Period: |
****
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| (Free look period may vary by state) |
| Rate Lock Protection: |
****
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| Bail Out Provision Available: |
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| *** *** ***: |
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| Loan Provision Available: |
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| *** *** ***: |
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| Tax Sheltered: |
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| Market Value Adjustment: |
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| MRD: |
*** |
| Front-End Fee: |
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| Annual Maintenance Fee: |
*** |
| Return of Premium Available: |
*** |
| Death Benefit is: |
*** **** |
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Premiums
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Non-Qual |
Qualified |
| Min Single Premium: |
**** |
******* |
| Max Single Premium: |
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| Age < xx: |
**** |
******* |
| Age > xx: |
**** |
******* |
| Payroll Deduction: |
**** |
**** |
| Min Added Premium: |
**** |
**** |
| Flexible Premiums ******* : |
****
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| Min Single Premium Impaired: |
****** |
****** |
| Min Single Premium Period Certain: |
****** |
****** |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
|
| Owner: |
|
***** |
***** |
| Annuitant: |
***** |
***** |
***** |
| Impaired: |
|
***** |
***** |
| Annuitization Age: |
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***** |
***** |
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
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Withdrawals are avai --[ subscription required to view full text ]--
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MVA Explanation
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Not available in AK MN MO OR PA UT WA
|
Withdrawals in exc --[ subscription required to view full text ]--
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Commissions
| Effective date of commission schedule: 10/01/2020 |
|
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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Option 1
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Power 7 Protector
(All approved states)
|
Up to age 80 |
|
| Initial Premium: |
**** |
Option 2
|
Power 7 Protector
|
Up to age 80 |
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| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
Option 9
|
Power 7 Protector
(All approved states)
|
Up to age 80 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
Trail Options Paid Q --[ subscription required to view full text ]--
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