This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked.  To see full details, please register.
  • See unprotected sample products
  • More products from this carrier and other related links


  • American Equity Investment Life Insurance Company


    Bonus Gold (Index 1-07)


    A Fixed Indexed Annuity with a 16-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A-   Fitch:  A-   Standard & Poor's:  A-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Spread Part Rate Cap Spread Part Rate
    1 Year S&P 500 Annual Point-to-Point Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Monthly Average Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Monthly Average with Cap   ***    ***   ***    ***   ***   *** 
    1-Year Dow Jones Monthly Average Cap   ***    ***   ***    ***   ***   *** 
    1-Year Dow Jones Point-to-Point Cap   ***    ***   ***    ***   ***   *** 
    1-Year S&P 500 Monthly Point-to-Point   ***    ***   ***    ***   ***   *** 
    1-Year S&P 500 Point-to-Point Cap   ***    ***   ***    ***   ***   *** 
    10 Year U.S. Treasury Bond Value with Cap   ***    ***   ***    ***   ***   *** 
    Bond Yield with Cap   ***    ***   ***    ***   ***   *** 
    Performance Triggered Trigger: 1.75
     ***   ***    ***   ***   *** 
    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index   ***    ***   ***    ***   ***   *** 
    Traditional Fixed Value   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
     Year: 1
    Bonus Rate: ****

    Policy Notes

    The @annuityname@ is a Flexible --[ subscription required to view full text ]--
    *** @***********@ ** * ******** ******* ******** ******* **** * @*******@-**** ********* ****** ****** ***** **** * @*****************@ **** ******* ***** ** @************@. *** @***********@ ****** * ***** ******** ******* *** ******** ****** ***** *******.

    *** ******* ******** **** ** *** ********** ** ******** ******* ***** ********* *****; ************ ******* *********** ******* ***** ********* ***** **** *** **** *** ******** *******. *** ******** ****** ** ******* ** **** ******* ** *** ****** *********** *** ** ******-** ** ****** ********* ** *** ***** **** *** ****** *** ******** ******* ******** ** **** *******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    Commissions
    Effective date of commission schedule: 02/18/2021
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    Bonus Gold (Index 1-07)
    (All approved states except those listed below)
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    FL
    Up to age 64 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****

    Option B

    Bonus Gold (Index 1-07)
    (All approved states except those listed below)
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Ages 76+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    FL
    All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****

    Option U

    Bonus Gold (Index 1-07)
    (All approved states except those listed below)
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Ages 76+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    FL
    All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15 Year 16 Year 17
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****

    Commissions listed a --[ subscription required to view full text ]--
    *********** ****** ***** ** ***** * *** * *** *** ******** ******** ** *** ***** ****.


    Related Information

    Other American Equity Investment Life Insurance Company Products

    MYGA
    Guarantee 5 (ICC13 MYGA)
    Guarantee 6 (ICC13 MYGA)
    Guarantee 7 (ICC13 MYGA)
    GuaranteeShield 3
    GuaranteeShield 5
    Fixed Indexed Annuity
    AssetShield 10
    AssetShield 10 ID
    AssetShield 5
    AssetShield 5 CA
    AssetShield 5 ID
    AssetShield 7
    AssetShield 7 CA
    AssetShield 7 ID
    AssetShield 9 CA
    California IncomeShield 7
    California IncomeShield 9
    California IncomeShield 9 w/ LIBR
    Destinations 10
    Destinations 9 (CA)
    IncomeShield 10
    IncomeShield 10 with a LIBR
    IncomeShield 7
    Retirement Gold (Index 02-09)
    Retirement Gold (INDEX-4-10-FL.3)
    SPIA
    SPIA-1

    Available Subscriptions

    This information is available with any of these subscriptions:

    Single-User Edition

    An affordable, full access subscription, for the individual broker

    Office Edition

    Multiple users with administrative control over the products, features and content displayed

    Web Edition

    Put our product grids, detail and tools on your website instantly!

    Web Edition -Retailers

    A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

    Additional Information

    See what else we offer:

    Upcoming Rate Changes

    We track rate changes and can notify you before they take effect!

    Annuity Illustrations

    The illustration system carriers prefer

    Rider Comparisons

    Compare multiple income riders, side-by-side

    Product Videos

    Access the Brainshark training videos right from our product lists



    987