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  • Allianz Life Insurance Company of North America


    Retirement Foundation ADV


    A Fixed Indexed Annuity with a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Moody's:  A1   Standard & Poor's:  AA  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Cap
    1-Year Bloomberg Dynamic Balance II w/ Cap   ***    *** 
    1-Year Nasdaq-100 Annual Point-to-Point Cap   ***    *** 
    1-Year Russell 2000 Annual Point-to-Point Cap   ***    *** 
    1-Year S&P 500 Annual Point-to-Point Cap   ***    *** 
    Fixed Interest Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The Retirement Foundation ADV --[ subscription required to view full text ]--
    *** ********** ********** *** ******* **** ****** ******* ***** (************* ******** ** ** ********** ****) ********* **** ****** ** **********: ************ ******* *** ********* ******** ******.

    ** ******: ********* *** ******* ******** ***** ** ******* ** ** ******** ******, ********** ** ********* *** ******** ******** **** ****** ******, ********** ****** ********** *********** (********* *** **) **** ***** **** *** ******** ** **** ****** ******** ****** ***********, *** ******* *** ********* ******** ****** *********** (***** ** **********, ********* ** ***** ** *** **).

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    No GMV reducti --[ subscription required to view full text ]--
    ** *** ********* *** ***** ******: **, **, **, **, **, **, **, **, **, **, **, **, **
    ******* ****** ****** *** ***: **, **
    ** *********** ********** ******: **, **, **, **, **, **, **, **
    *****-******** ***: **
    ********* ******* ****** ** *********: **, **

    MVA Explanation

    The MVA helps the company effectively mana --[ subscription required to view full text ]--
    *** *** ***** *** ******* *********** ****** ******** ****** **********. ** *** ** ****** * ******** ** ******** ********** ** ******** ******. ** *******, *** *** **** ******** ******** ****** ** ********* **** ****** *** ********* *** ** **** ******** ******** ****** ** ********* **** ****** *** ******. ** *** *** ***** ** *** ******** ** ************ ********* **** ***** ** ******* *** ****** ** ********* **** ****** *** ******** ** *** ***.

    ** **** ***** *** *** **** ****** *** ***** @*******@ ******** ***** ** ***: **** * **** *********; ***** ******* ******** ****** *** *** ******** ***********; ***** ******* ******** ***** * *********** ******* ******; ** **** * ******* ********* **** **** *** **** *** ******** *** * **** ******* ********* ** ******** ******* ************.

    *** *** *** ** ****** ** *** ***** *******.

    Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Fee Based --[ subscription required to view full text ]--
    *** *****


    Related Information

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    Structured Annuity
    Allianz Index Advantage ADV® Variable Annuity
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    Allianz Index Advantage NF® Variable Annuity
    Allianz Index Advantage® Variable Annuity

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